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Credit Card Coups
COMPARE/UNITED EXPLORER VS WELLS FARGO AUTOGRAPH JOURNEY
FIRST CARD
SECOND CARD

Chase United Explorer or Wells Fargo Autograph Journey?

Chase United Explorer returns $230 over its fee and Wells Fargo Autograph Journey returns $45, so the fee difference comes down to which categories you use.

Chase United Explorer
Chase United ExplorerChase · $150 fee · 4 credits
Wells Fargo Autograph Journey
Wells Fargo Autograph JourneyWells Fargo · $95 fee · 1 credits
NET VALUE+$230$380 credits
NET VALUE-$45$50 credits
BEST NET VALUE
Chase United Explorer
CHASEChase United Explorer
FEE$150
CREDITS$380
NET+$230
Category wins3 of 3
Wells Fargo Autograph Journey
WELLS FARGOWells Fargo Autograph Journey
FEE$95
CREDITS$50
NET-$45
Category wins0 of 3
TAKE THE UNITED EXPLORER IF

You use travel, food & dining, transportation. Food & Dining and Transportation alone are worth $180 here and nothing on the Wells Fargo Autograph Journey.

Track what you useAdd your card and mark the credits you collect. The calculator does the rest.
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Frequently asked questions

Which is better, Chase United Explorer or Wells Fargo Autograph Journey?

The Chase United Explorer is better with $230 net annual value compared to the Wells Fargo Autograph Journey at -$45. The Chase United Explorer wins by $275/year.

What's the difference between Chase United Explorer and Wells Fargo Autograph Journey?

The key differences: Chase United Explorer has a $150 annual fee and $380 in annual benefits, while Wells Fargo Autograph Journey has a $95 annual fee and $50 in annual benefits. The annual fee difference is $55.

Which has a lower annual fee, Chase United Explorer or Wells Fargo Autograph Journey?

The Wells Fargo Autograph Journey has a lower annual fee at $95 compared to the Chase United Explorer at $150. However, the Chase United Explorer offers $380 in total annual benefits.

Is the Chase United Explorer worth it compared to the Wells Fargo Autograph Journey?

Yes, the Chase United Explorer offers better value with $230 net annual value compared to -$45 for the Wells Fargo Autograph Journey. Even though it has a higher annual fee ($150 vs $95), the Chase United Explorer provides more total benefits.

Chase vs Wells Fargo: which issuer is better?

For these specific cards, Chase's Chase United Explorer offers better value with $230 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Which card is better for travel?

The Chase United Explorer is better for travel with $200 in annual travel benefits compared to $50 for the Wells Fargo Autograph Journey.

Should I get the Chase United Explorer?

If you're deciding between the Chase United Explorer and Wells Fargo Autograph Journey, the Chase United Explorer is the better choice with $230 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

NET VALUE SHOWN FOR EACH
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Capital One Venture X-$65
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Chase Sapphire Reserve+$2,348
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American Express Delta SkyMiles Reserve-$60
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Chase United Quest+$456
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American Express Gold+$99
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American Express Platinum+$2,109
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MORE UNITED EXPLORER COMPARISONS

MORE WELLS FARGO AUTOGRAPH JOURNEY COMPARISONS