Chase
Personal
Chase United Explorer

Chase United Explorer

Annual Fee: $150
Annual Value: $380
Net Value: $230

United Airlines co-branded card with hotel, rideshare, Instacart, and JSX credits.

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Benefits

Up to $100 in statement credits per cardmember year — $50 automatically applied to each of your first two prepaid hotel stays booked through United Hotels at united.com/hotels.

United Airlines
Airlines
Recommended
$5 / Month$60 / Year
View Details

Earn up to $12 back as a statement credit each month from January to November and up to $18 back in December when you pay for rideshare purchases. Maximum of $150 annually. Enrollment required each calendar year.

Where to Use

Uber
Transportation
Recommended
Lyft
Transportation
Recommended
Instacart Credits
Merchant Credit
$10 / Month$120 / Year
View Details

Receive two $10 credits per month in your Instacart account when you have an active Instacart+ membership. Credits available from 3/23/2025 through 12/31/2027. Requires complimentary Chase Instacart+ membership activation.

Instacart
Food Delivery
Recommended

Up to $200 in statement credits annually when you make purchases directly with JSX throughout your card anniversary year.

JSX
Airlines
Recommended

Frequently Asked Questions

What is the Chase United Explorer annual fee?

The Chase United Explorer has an annual fee of $150. This is a personal credit card.

Is the Chase United Explorer worth it?

The Chase United Explorer offers $380 in annual benefits with a $150 annual fee, for a net value of $230. It can be worth it if you use the key benefits like Instacart Credits, United Hotels Credit, JSX Credit.

What benefits does the Chase United Explorer include?

The Chase United Explorer includes 4 benefits, including Instacart Credits ($120/year), United Hotels Credit ($100/year), JSX Credit ($100/year), Rideshare Credit ($60/year).