Is the Chase United Explorer worth it?
4 credits worth $380 at face value against a $150 fee. Turn off what you won’t use and the number at the bottom is your answer.
YOUR CARD
YOUR FEE
$150
Statement and merchant credits4 OF 4 ON
SET ALL TOThen change any row.
United Hotels Credit$100 / Cardmember Year face
$/yr
Rideshare Credit$5 / Monthly face
$/yr
Instacart Credits$10 / Monthly face
$/yr
JSX Credit$100 / Cardmember Year face
$/yr
Credits subtotal$342/yr
YOUR VERDICT
Credits at your values$342
Annual fee−$150
You come out ahead by$192
228% RETURN ON THE FEE
HOW YOU GOT HEREEverything set to 90% of face.