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COMPARE/UNITED BUSINESS CARD VS WELLS FARGO AUTOGRAPH JOURNEY
FIRST CARD
SECOND CARD

United Business Card or Wells Fargo Autograph Journey?

United Business Card returns $291 over its fee and Wells Fargo Autograph Journey returns $45, so the fee difference comes down to which categories you use.

United Business Card
United Business CardChase · $150 fee · 5 credits
Wells Fargo Autograph Journey
Wells Fargo Autograph JourneyWells Fargo · $95 fee · 1 credits
NET VALUE+$291$441 credits
NET VALUE-$45$50 credits
BEST NET VALUE
United Business Card
CHASEUnited Business Card
FEE$150
CREDITS$441
NET+$291
Category wins3 of 3
Wells Fargo Autograph Journey
WELLS FARGOWells Fargo Autograph Journey
FEE$95
CREDITS$50
NET-$45
Category wins0 of 3
TAKE THE UNITED BUSINESS CARD IF

You use travel, food & dining, transportation. Food & Dining and Transportation alone are worth $216 here and nothing on the Wells Fargo Autograph Journey.

Track what you useAdd your card and mark the credits you collect. The calculator does the rest.
Start tracking free

Frequently asked questions

Which is better, United Business Card or Wells Fargo Autograph Journey?

The United Business Card is better with $291 net annual value compared to the Wells Fargo Autograph Journey at -$45. The United Business Card wins by $336/year.

What's the difference between United Business Card and Wells Fargo Autograph Journey?

The key differences: United Business Card has a $150 annual fee and $441 in annual benefits, while Wells Fargo Autograph Journey has a $95 annual fee and $50 in annual benefits. The annual fee difference is $55.

Which has a lower annual fee, United Business Card or Wells Fargo Autograph Journey?

The Wells Fargo Autograph Journey has a lower annual fee at $95 compared to the United Business Card at $150. However, the United Business Card offers $441 in total annual benefits.

Is the United Business Card worth it compared to the Wells Fargo Autograph Journey?

Yes, the United Business Card offers better value with $291 net annual value compared to -$45 for the Wells Fargo Autograph Journey. Even though it has a higher annual fee ($150 vs $95), the United Business Card provides more total benefits.

Chase vs Wells Fargo: which issuer is better?

For these specific cards, Chase's United Business Card offers better value with $291 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Which card is better for travel?

The United Business Card is better for travel with $225 in annual travel benefits compared to $50 for the Wells Fargo Autograph Journey.

Should I get the United Business Card?

If you're deciding between the United Business Card and Wells Fargo Autograph Journey, the United Business Card is the better choice with $291 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

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American Express Business Platinum+$1,284
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American Express Delta SkyMiles Reserve-$60
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American Express Gold+$99
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MORE UNITED BUSINESS CARD COMPARISONS

MORE WELLS FARGO AUTOGRAPH JOURNEY COMPARISONS