FIRST CARD
VSSECOND CARD
Bank of America Premium Rewards or Citi AAdvantage Executive?
Bank of America Premium Rewards returns $30 over its fee and Citi AAdvantage Executive returns $325, so the fee difference comes down to which categories you use.
Bank of America Premium RewardsBank of America · $95 fee · 2 credits
Citi AAdvantage ExecutiveCiti · $595 fee · 3 credits
NET VALUE+$30$125 credits
NET VALUE-$325$270 credits
| CATEGORY | BANK OF AMERICA PREMIUM REWARDS | CITI AADVANTAGE EXECUTIVE |
|---|---|---|
| 🌎Travel | $125 | — |
| 🍽️Food & Dining | — | $120 |
| Lounge Access | — | |
| Total credits | $125 | $270 |
BEST NET VALUE
FEE$595
CREDITS$270
NET-$325
Category wins1 of 2
ADDITIONAL BENEFITS
LOUNGE ACCESS
TAKE THE BANK OF AMERICA PREMIUM REWARDS IF
You use travel. Travel alone is worth $125 here and nothing on the Citi AAdvantage Executive.
TAKE THE CITI AADVANTAGE EXECUTIVE IF
You use food & dining. Food & Dining alone is worth $120 here and nothing on the Bank of America Premium Rewards.
Track what you useAdd your card and mark the credits you collect. The calculator does the rest.
Start tracking freeFrequently asked questions
Which is better, Bank of America Premium Rewards or Citi AAdvantage Executive?
The Bank of America Premium Rewards is better with $30 net annual value compared to the Citi AAdvantage Executive at -$325. The Bank of America Premium Rewards wins by $355/year.
What's the difference between Bank of America Premium Rewards and Citi AAdvantage Executive?
The key differences: Citi AAdvantage Executive has a $595 annual fee and $270 in annual benefits, while Bank of America Premium Rewards has a $95 annual fee and $125 in annual benefits. The annual fee difference is $500.
Which has a lower annual fee, Bank of America Premium Rewards or Citi AAdvantage Executive?
The Bank of America Premium Rewards has a lower annual fee at $95 compared to the Citi AAdvantage Executive at $595. However, the Citi AAdvantage Executive offers $270 in total annual benefits.
Is the Bank of America Premium Rewards worth it compared to the Citi AAdvantage Executive?
Yes, the Bank of America Premium Rewards offers better value with $30 net annual value compared to -$325 for the Citi AAdvantage Executive. It also has a lower annual fee.
Bank of America vs Citi: which issuer is better?
For these specific cards, Bank of America's Bank of America Premium Rewards offers better value with $30 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.
Which card is better for travel?
The Bank of America Premium Rewards is better for travel with $125 in annual travel benefits compared to $0 for the Citi AAdvantage Executive.