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COMPARE/UNITED BUSINESS CARD VS CITI AADVANTAGE EXECUTIVE
FIRST CARD
SECOND CARD

United Business Card or Citi AAdvantage Executive?

United Business Card returns $291 over its fee and Citi AAdvantage Executive returns $55, so the fee difference comes down to which categories you use.

United Business Card
United Business CardChase · $150 fee · 5 credits
Citi AAdvantage Executive
Citi AAdvantage ExecutiveCiti · $695 fee · 4 credits
NET VALUE+$291$441 credits
NET VALUE+$55$750 credits
BEST NET VALUE
United Business Card
CHASEUnited Business Card
FEE$150
CREDITS$441
NET+$291
Category wins2 of 3
Citi AAdvantage Executive
CITICiti AAdvantage Executive
FEE$695
CREDITS$750
NET+$55
Category wins1 of 3
ADDITIONAL BENEFITS
LOUNGE ACCESS
Admirals Club Membership
TAKE THE UNITED BUSINESS CARD IF

You use food & dining, transportation. Food & Dining and Transportation alone are worth $216 here and nothing on the Citi AAdvantage Executive.

TAKE THE CITI AADVANTAGE EXECUTIVE IF

You use travel.

Track what you useAdd your card and mark the credits you collect. The calculator does the rest.
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Frequently asked questions

Which is better, United Business Card or Citi AAdvantage Executive?

The United Business Card is better with $291 net annual value compared to the Citi AAdvantage Executive at $55. The United Business Card wins by $236/year.

What's the difference between United Business Card and Citi AAdvantage Executive?

The key differences: Citi AAdvantage Executive has a $695 annual fee and $750 in annual benefits, while United Business Card has a $150 annual fee and $441 in annual benefits. The annual fee difference is $545.

Which has a lower annual fee, United Business Card or Citi AAdvantage Executive?

The United Business Card has a lower annual fee at $150 compared to the Citi AAdvantage Executive at $695. However, the Citi AAdvantage Executive offers $750 in total annual benefits.

Is the United Business Card worth it compared to the Citi AAdvantage Executive?

Yes, the United Business Card offers better value with $291 net annual value compared to $55 for the Citi AAdvantage Executive. It also has a lower annual fee.

Chase vs Citi: which issuer is better?

For these specific cards, Chase's United Business Card offers better value with $291 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Which card is better for travel?

The Citi AAdvantage Executive is better for travel with $600 in annual travel benefits compared to $225 for the United Business Card.

Should I get the United Business Card?

If you're deciding between the United Business Card and Citi AAdvantage Executive, the United Business Card is the better choice with $291 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

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