Chase United Club or Citi AAdvantage Executive?

Chase United Club returns $119 over its fee and Citi AAdvantage Executive returns $55, so the fee difference comes down to which categories you use.

Chase United ClubChase · $695 fee · 5 credits

Citi AAdvantage ExecutiveCiti · $695 fee · 4 credits

NET VALUE+$119$814 credits

NET VALUE+$55$750 credits

CATEGORY	UNITED CLUB	CITI AADVANTAGE EXECUTIVE
🌎Travel	$400	$600
🍽️Food & Dining	$240	—
🚗Transportation	$144	—
Lounge Access	United Club Membership	Admirals Club Membership
Total credits	$814	$750
Annual fee	$695	$695
Net value	+$119	+$55

BEST NET VALUE

CHASEChase United Club

FEE$695

CREDITS$814

NET+$119

Category wins2 of 3

ADDITIONAL BENEFITS

LOUNGE ACCESS

United Club Membership

CITICiti AAdvantage Executive

FEE$695

CREDITS$750

NET+$55

Category wins1 of 3

ADDITIONAL BENEFITS

LOUNGE ACCESS

Admirals Club Membership

TAKE THE UNITED CLUB IF

You use food & dining, transportation. Food & Dining and Transportation alone are worth $384 here and nothing on the Citi AAdvantage Executive.

TAKE THE CITI AADVANTAGE EXECUTIVE IF

You use travel.

Track what you useAdd your card and mark the credits you collect. The calculator does the rest.

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Frequently asked questions

Which is better, Chase United Club or Citi AAdvantage Executive?

The Chase United Club is better with $119 net annual value compared to the Citi AAdvantage Executive at $55. The Chase United Club wins by $64/year.

What's the difference between Chase United Club and Citi AAdvantage Executive?

The key differences: Citi AAdvantage Executive has a $695 annual fee and $814 in annual benefits, while Chase United Club has a $695 annual fee and $750 in annual benefits.

Is the Chase United Club worth it compared to the Citi AAdvantage Executive?

Yes, the Chase United Club offers better value with $119 net annual value compared to $55 for the Citi AAdvantage Executive. It also has a similar annual fee.

Chase vs Citi: which issuer is better?

For these specific cards, Chase's Chase United Club offers better value with $119 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Which card is better for food_and_dining?

The Chase United Club is better for food_and_dining with $240 in annual food_and_dining benefits compared to $0 for the Citi AAdvantage Executive.

Should I get the Chase United Club?

If you're deciding between the Chase United Club and Citi AAdvantage Executive, the Chase United Club is the better choice with $119 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.