Delta SkyMiles® Platinum American Express Card vs Chase United Club Comparison

The Chase United Club is better with $89 net annual value compared to the Delta SkyMiles® Platinum American Express Card at $40. The Chase United Club wins by $49/year.

The key differences: Chase United Club has a $695 annual fee and $784 in annual benefits, while Delta SkyMiles® Platinum American Express Card has a $350 annual fee and $390 in annual benefits. The annual fee difference is $345.

The Delta SkyMiles® Platinum American Express Card has a lower annual fee at $350 compared to the Chase United Club at $695. However, the Chase United Club offers $784 in total annual benefits.

Yes, the Chase United Club offers better value with $89 net annual value compared to $40 for the Delta SkyMiles® Platinum American Express Card. Even though it has a higher annual fee ($695 vs $350), the Chase United Club provides more total benefits.

For these specific cards, Chase's Chase United Club offers better value with $89 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

The Chase United Club is better for travel with $400 in annual travel benefits compared to $150 for the Delta SkyMiles® Platinum American Express Card.

If you're deciding between the Delta SkyMiles® Platinum American Express Card and Chase United Club, the Chase United Club is the better choice with $89 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.