Chase Sapphire Preferred vs Chase United Club Comparison
Chase Sapphire Preferred wins with $195 net annual value
| Category | Chase Sapphire PreferredChase Sapphire | Chase United ClubChase United |
|---|---|---|
| Annual Fee | $95 | $695 |
| 🍽️Food & Dining | $240 | $240 |
| 🍕Food Delivery | $240 | $240 |
| 🌎Travel | $50 | $400 |
| 🌎Travel | $50 | $200 |
| ✈️Airlines | $200 | |
| 🚗Transportation | $144 | |
| 🚗Transportation | $144 | |
| Total Annual Value | $290 | $784 |
| Net Value | +$195 | +$89 |
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The Chase Sapphire Preferred is better with $195 net annual value compared to the Chase United Club at $89. The Chase Sapphire Preferred wins by $106/year.
The key differences: Chase United Club has a $695 annual fee and $784 in annual benefits, while Chase Sapphire Preferred has a $95 annual fee and $290 in annual benefits. The annual fee difference is $600.
The Chase Sapphire Preferred has a lower annual fee at $95 compared to the Chase United Club at $695. However, the Chase United Club offers $784 in total annual benefits.
Yes, the Chase Sapphire Preferred offers better value with $195 net annual value compared to $89 for the Chase United Club. It also has a lower annual fee.
The Chase United Club is better for travel with $400 in annual travel benefits compared to $50 for the Chase Sapphire Preferred.
If you're deciding between the Chase Sapphire Preferred and Chase United Club, the Chase Sapphire Preferred is the better choice with $195 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.
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