American Express Marriott Bonvoy Brilliant vs Chase Sapphire Preferred Comparison
Chase Sapphire Preferred wins with $195 net annual value
| Category | American Express Marriott Bonvoy BrilliantAmerican Express | Chase Sapphire PreferredChase Sapphire |
|---|---|---|
| Annual Fee | $650 | $95 |
| ๐ฝ๏ธFood & Dining | $300 | $240 |
| ๐ฝ๏ธDining | $300 | |
| ๐Food Delivery | $240 | |
| ๐Travel | $50 | |
| ๐Travel | $50 | |
| Total Annual Value | $300 | $290 |
| Net Value | -$350 | +$195 |
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The Chase Sapphire Preferred is better with $195 net annual value compared to the American Express Marriott Bonvoy Brilliant at -$350. The Chase Sapphire Preferred wins by $545/year.
The key differences: American Express Marriott Bonvoy Brilliant has a $650 annual fee and $300 in annual benefits, while Chase Sapphire Preferred has a $95 annual fee and $290 in annual benefits. The annual fee difference is $555.
The Chase Sapphire Preferred has a lower annual fee at $95 compared to the American Express Marriott Bonvoy Brilliant at $650. However, the American Express Marriott Bonvoy Brilliant offers $300 in total annual benefits.
Yes, the Chase Sapphire Preferred offers better value with $195 net annual value compared to -$350 for the American Express Marriott Bonvoy Brilliant. It also has a lower annual fee.
For these specific cards, Chase's Chase Sapphire Preferred offers better value with $195 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.
The American Express Marriott Bonvoy Brilliant is better for food_and_dining with $300 in annual food_and_dining benefits compared to $240 for the Chase Sapphire Preferred.
If you're deciding between the American Express Marriott Bonvoy Brilliant and Chase Sapphire Preferred, the Chase Sapphire Preferred is the better choice with $195 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.
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