IHG One Rewards Premier Select Credit Card or Chase United Club?
Chase United Club returns $119 over its fee and IHG One Rewards Premier Select Credit Card returns $30, so the fee difference comes down to which categories you use.
| CATEGORY | IHG ONE REWARDS PREMIER SELECT CREDIT CARD | UNITED CLUB |
|---|---|---|
| 🌎Travel | $350 | $400 |
| 🍽️Food & Dining | — | $240 |
| 🚗Transportation | — | $144 |
| Hotel Free Night Certificates | — | |
| Lounge Access | — | |
| Total credits | $380 | $814 |
| Annual fee | $350 | $695 |
| Net value | +$30 | +$119 |
You use travel, food & dining, transportation. Food & Dining and Transportation alone are worth $384 here and nothing on the IHG One Rewards Premier Select Credit Card.
Frequently asked questions
Which is better, IHG One Rewards Premier Select Credit Card or Chase United Club?
The Chase United Club is better with $119 net annual value compared to the IHG One Rewards Premier Select Credit Card at $30. The Chase United Club wins by $89/year.
What's the difference between IHG One Rewards Premier Select Credit Card and Chase United Club?
The key differences: Chase United Club has a $695 annual fee and $814 in annual benefits, while IHG One Rewards Premier Select Credit Card has a $350 annual fee and $380 in annual benefits. The annual fee difference is $345.
Which has a lower annual fee, IHG One Rewards Premier Select Credit Card or Chase United Club?
The IHG One Rewards Premier Select Credit Card has a lower annual fee at $350 compared to the Chase United Club at $695. However, the Chase United Club offers $814 in total annual benefits.
Is the Chase United Club worth it compared to the IHG One Rewards Premier Select Credit Card?
Yes, the Chase United Club offers better value with $119 net annual value compared to $30 for the IHG One Rewards Premier Select Credit Card. Even though it has a higher annual fee ($695 vs $350), the Chase United Club provides more total benefits.
Which card is better for food_and_dining?
The Chase United Club is better for food_and_dining with $240 in annual food_and_dining benefits compared to $0 for the IHG One Rewards Premier Select Credit Card.
Should I get the Chase United Club?
If you're deciding between the IHG One Rewards Premier Select Credit Card and Chase United Club, the Chase United Club is the better choice with $119 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.
Other comparisons
NET VALUE SHOWN FOR EACHMORE IHG ONE REWARDS PREMIER SELECT CREDIT CARD COMPARISONS
- vs. Amex Business Gold
- vs. Amex Business Platinum
- vs. Amex Delta SkyMiles Reserve
- vs. Amex Delta SkyMiles Reserve Business
- vs. Amex Gold
- vs. Amex Green
- vs. Amex Hilton Honors Aspire
- vs. Amex Marriott Bonvoy Brilliant
- vs. Amex Platinum
- vs. Amex Platinum (Charles Schwab)
- vs. Amex Platinum (Morgan Stanley)
- vs. Delta SkyMiles Gold Business
- vs. Delta SkyMiles Platinum Business
- vs. Delta SkyMiles® Gold American Express Card
- vs. Delta SkyMiles® Platinum American Express Card
- vs. Hilton Honors American Express Business Card
- vs. Hilton Honors American Express Surpass Card
- vs. Bank of America Premium Rewards
- vs. Bank of America Premium Rewards Elite
- vs. Capital One Venture X
- vs. Capital One Venture X Business
- vs. Hyatt
- vs. Sapphire Preferred
- vs. Sapphire Reserve
- vs. Sapphire Reserve for Business
- vs. United Explorer
- vs. United Quest
- vs. IHG One Rewards Business Credit Card
- vs. IHG One Rewards Premier Credit Card
- vs. Marriott Bonvoy Boundless
- vs. The Ritz-Carlton Credit Card
- vs. United Business Card
- vs. United Club Business Card
- vs. Citi AAdvantage Executive
- vs. Citi Strata Elite
- vs. U.S. Bank Altitude Reserve
- vs. Wells Fargo Autograph Journey
MORE UNITED CLUB COMPARISONS
- vs. Amex Business Gold
- vs. Amex Business Platinum
- vs. Amex Delta SkyMiles Reserve
- vs. Amex Delta SkyMiles Reserve Business
- vs. Amex Gold
- vs. Amex Green
- vs. Amex Hilton Honors Aspire
- vs. Amex Marriott Bonvoy Brilliant
- vs. Amex Platinum
- vs. Amex Platinum (Charles Schwab)
- vs. Amex Platinum (Morgan Stanley)
- vs. Delta SkyMiles Gold Business
- vs. Delta SkyMiles Platinum Business
- vs. Delta SkyMiles® Gold American Express Card
- vs. Delta SkyMiles® Platinum American Express Card
- vs. Hilton Honors American Express Business Card
- vs. Hilton Honors American Express Surpass Card
- vs. Bank of America Premium Rewards
- vs. Bank of America Premium Rewards Elite
- vs. Capital One Venture X
- vs. Capital One Venture X Business
- vs. Hyatt
- vs. Sapphire Preferred
- vs. Sapphire Reserve
- vs. Sapphire Reserve for Business
- vs. United Explorer
- vs. United Quest
- vs. IHG One Rewards Business Credit Card
- vs. IHG One Rewards Premier Credit Card
- vs. Marriott Bonvoy Boundless
- vs. The Ritz-Carlton Credit Card
- vs. United Business Card
- vs. United Club Business Card
- vs. Citi AAdvantage Executive
- vs. Citi Strata Elite
- vs. U.S. Bank Altitude Reserve
- vs. Wells Fargo Autograph Journey