Chase United Club or United Club Business Card?

United Club Business Card returns $169 over its fee and Chase United Club returns $119, so the fee difference comes down to which categories you use.

Chase United ClubChase · $695 fee · 5 credits

United Club Business CardChase · $695 fee · 6 credits

NET VALUE+$119$814 credits

NET VALUE+$169$864 credits

CATEGORY	UNITED CLUB	UNITED CLUB BUSINESS CARD
🌎Travel	$400	$450
🍽️Food & Dining	$240	$240
🚗Transportation	$144	$144
Lounge Access	United Club Membership	United Club Membership
Total credits	$814	$864
Annual fee	$695	$695
Net value	+$119	+$169

CHASEChase United Club

FEE$695

CREDITS$814

NET+$119

Category wins0 of 3

ADDITIONAL BENEFITS

LOUNGE ACCESS

United Club Membership

BEST NET VALUE

CHASEUnited Club Business Card

FEE$695

CREDITS$864

NET+$169

Category wins1 of 3

ADDITIONAL BENEFITS

LOUNGE ACCESS

United Club Membership

TAKE THE UNITED CLUB BUSINESS CARD IF

You use travel.

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Frequently asked questions

Which is better, Chase United Club or United Club Business Card?

The United Club Business Card is better with $169 net annual value compared to the Chase United Club at $119. The United Club Business Card wins by $50/year.

What's the difference between Chase United Club and United Club Business Card?

The key differences: United Club Business Card has a $695 annual fee and $864 in annual benefits, while Chase United Club has a $695 annual fee and $814 in annual benefits.

Is the United Club Business Card worth it compared to the Chase United Club?

Yes, the United Club Business Card offers better value with $169 net annual value compared to $119 for the Chase United Club. It also has a similar annual fee.

Should I get the United Club Business Card?

If you're deciding between the Chase United Club and United Club Business Card, the United Club Business Card is the better choice with $169 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.