Chase
Business
United Club Business Card

United Club Business Card

Annual Fee: $695
Annual Value: $834
Net Value: $139

Business version of the United Club Card with United Club lounge access, generous travel and lifestyle credits including unique FareLock benefit, and elite status benefits.

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Benefits

Up to $200 in statement credits annually when you book and pay with your card directly through Renowned Hotels and Resorts for United Cardmembers. Credits automatically applied throughout the year.

Chase Travel
Travel
Recommended
$12 / Month$144 / Year
View Details

Earn up to $12 back as a statement credit each month from January to November and up to $18 back in December when you pay for rideshare purchases. Maximum of $150 annually. Enrollment required each calendar year.

Where to Use

Uber
Transportation
Recommended
Lyft
Transportation
Recommended
Instacart Credits
Merchant Credit
$20 / Month$240 / Year
View Details

Receive two $10 credits per month in your Instacart account when you have an active Instacart+ membership. Credits available from 3/23/2025 through 12/31/2027. Requires complimentary Chase Instacart+ membership activation.

Instacart
Food Delivery
Recommended

Earn up to $50 in statement credits annually when you use your card for FareLock purchases on flights operated by United and United Express. FareLock allows you to hold a fare for a fee before purchasing.

United Airlines
Airlines
Recommended

Up to $200 in statement credits annually when you make purchases directly with JSX throughout your card anniversary year.

JSX
Airlines
Recommended

Frequently Asked Questions

What is the United Club Business Card annual fee?

The United Club Business Card has an annual fee of $695. This is a business credit card.

Is the United Club Business Card worth it?

The United Club Business Card offers $834 in annual benefits with a $695 annual fee, for a net value of $139. It can be worth it if you use the key benefits like Instacart Credits, Renowned Hotels and Resorts Credit, JSX Credit.

What benefits does the United Club Business Card include?

The United Club Business Card includes 5 benefits, including Instacart Credits ($240/year), Renowned Hotels and Resorts Credit ($200/year), JSX Credit ($200/year), Rideshare Credit ($144/year), FareLock Credit ($50/year).

Can I get the United Club Business Card as a personal card?

The United Club Business Card is a business credit card. Check with Chase to see if there's a personal version of this card.

What statement credits does the United Club Business Card have?

The United Club Business Card includes 5 statement credits: Instacart Credits, Renowned Hotels and Resorts Credit, JSX Credit, Rideshare Credit, and 1 more. Together they provide $834 in annual value.