IHG One Rewards Premier Select Credit Card or Chase United Quest?

Chase United Quest returns $456 over its fee and IHG One Rewards Premier Select Credit Card returns $30, so the fee difference comes down to which categories you use.

IHG One Rewards Premier Select Credit CardChase · $350 fee · 3 credits

Chase United QuestChase · $350 fee · 6 credits

NET VALUE+$30$380 credits

NET VALUE+$456$806 credits

CATEGORY	IHG ONE REWARDS PREMIER SELECT CREDIT CARD	UNITED QUEST
🌎Travel	$350	$500
🍽️Food & Dining	—	$180
🚗Transportation	—	$96
Hotel Free Night Certificates	IHG 60k Free Night	—
Total credits	$380	$806
Annual fee	$350	$350
Net value	+$30	+$456

CHASEIHG One Rewards Premier Select Credit Card

FEE$350

CREDITS$380

NET+$30

Category wins0 of 3

ADDITIONAL BENEFITS

HOTEL FREE NIGHT CERTIFICATES

IHG 60k Free Night

BEST NET VALUE

CHASEChase United Quest

FEE$350

CREDITS$806

NET+$456

Category wins3 of 3

TAKE THE UNITED QUEST IF

You use travel, food & dining, transportation. Food & Dining and Transportation alone are worth $276 here and nothing on the IHG One Rewards Premier Select Credit Card.

Track what you useAdd your card and mark the credits you collect. The calculator does the rest.

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Frequently asked questions

Which is better, IHG One Rewards Premier Select Credit Card or Chase United Quest?

The Chase United Quest is better with $456 net annual value compared to the IHG One Rewards Premier Select Credit Card at $30. The Chase United Quest wins by $426/year.

What's the difference between IHG One Rewards Premier Select Credit Card and Chase United Quest?

The key differences: Chase United Quest has a $350 annual fee and $806 in annual benefits, while IHG One Rewards Premier Select Credit Card has a $350 annual fee and $380 in annual benefits.

Is the Chase United Quest worth it compared to the IHG One Rewards Premier Select Credit Card?

Yes, the Chase United Quest offers better value with $456 net annual value compared to $30 for the IHG One Rewards Premier Select Credit Card. It also has a similar annual fee.

Which card is better for food_and_dining?

The Chase United Quest is better for food_and_dining with $180 in annual food_and_dining benefits compared to $0 for the IHG One Rewards Premier Select Credit Card.

Should I get the Chase United Quest?

If you're deciding between the IHG One Rewards Premier Select Credit Card and Chase United Quest, the Chase United Quest is the better choice with $456 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.