American Express Business Gold vs Chase United Quest Comparison
Chase United Quest wins with $426 net annual value
| Category | American Express Business GoldAmerican Express | Chase United QuestChase United |
|---|---|---|
| Annual Fee | $375 | $350 |
| ๐Travel | $500 | |
| โ๏ธAirlines | $350 | |
| ๐Travel | $150 | |
| ๐ฝ๏ธFood & Dining | $240 | $180 |
| ๐Food Delivery | $240 | $180 |
| ๐ผBusiness | $390 | |
| ๐Office Supplies | $240 | |
| ๐ฆShipping | $240 | |
| ๐ผBusiness Services | $150 | |
| โจLifestyle | $167 | |
| ๐๏ธShopping | $167 | |
| ๐Transportation | $96 | |
| ๐Transportation | $96 | |
| Total Annual Value | $557 | $776 |
| Net Value | +$182 | +$426 |
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The Chase United Quest is better with $426 net annual value compared to the American Express Business Gold at $182. The Chase United Quest wins by $244/year.
The key differences: American Express Business Gold has a $375 annual fee and $776 in annual benefits, while Chase United Quest has a $350 annual fee and $557 in annual benefits. The annual fee difference is $25.
The Chase United Quest has a lower annual fee at $350 compared to the American Express Business Gold at $375. However, the American Express Business Gold offers $557 in total annual benefits.
Yes, the Chase United Quest offers better value with $426 net annual value compared to $182 for the American Express Business Gold. It also has a lower annual fee.
For these specific cards, Chase's Chase United Quest offers better value with $426 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.
The Chase United Quest is better for travel with $500 in annual travel benefits compared to $0 for the American Express Business Gold.
If you're deciding between the American Express Business Gold and Chase United Quest, the Chase United Quest is the better choice with $426 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.
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