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Chase United Quest
CHASEPERSONAL

Chase United Quest

6 credits worth $806 at face value against an $350 annual fee. 2 of them pay nothing until you enroll.

UPDATED OCT 20266 CREDITS TRACKED2 NEED ENROLLMENT
ANNUAL FEE
$350/ year
Credits at face value$806
Break-even43%
Track these credits free →

Open the full Chase United Quest calculator →

All 6 credits, by how often they reset

Monthly

2 CREDITS · $276 / YR
Rideshare Credit$8
12 × $8 = $96
ENROLL
Earn up to $8 back as a statement credit each month from January to November and up to $12 back in December when you pay for rideshare purchases. Maximum of $100 annually. Enrollment required each calendar year.
Instacart Credits$15
12 × $15 = $180
MERCHANT CREDITENROLL
Receive one $10 Instacart credit and one $5 Instacart credit monthly, up to $180 total each calendar year, for purchases made directly through Instacart with your card. Terms apply. Benefits end 12/31/27.

Once a cardmember year

3 CREDITS · $500 / YR
United TravelBank Credit$200
$200
MERCHANT CREDITAUTO
Automatically receive $200 in United TravelBank cash after account opening and annually on your account anniversary. TravelBank cash can be used toward future United or United Express-operated flights.
Renowned Hotels and Resorts Credit$150
$150
AUTO
Up to $200 in statement credits annually when you book and pay with your card directly through Renowned Hotels and Resorts for United Cardmembers. Credits automatically applied throughout the year.
JSX Credit$150
$150
AUTO
Up to $200 in statement credits annually when you make purchases directly with JSX throughout your card anniversary year.
THE PART PEOPLE MISS2 of 6 credits pay nothing until you enroll

That’s $276 of face value sitting behind a form. Enrollment is one-time per credit and never applies retroactively.

Instacart Credits$180
Rideshare Credit$96

All of them live in the Benefits section of your issuer’s website.

How it compares

AMERICANvs. Delta SkyMiles ReserveCompare →CHASEvs. United ClubCompare →

Frequently asked questions

What is the Chase United Quest annual fee?

The Chase United Quest has an annual fee of $350. This is a personal credit card.

Is the Chase United Quest worth it?

The Chase United Quest offers $806 in annual benefits with a $350 annual fee, for a net value of $456. It can be worth it if you use the key benefits like United TravelBank Credit, Instacart Credits, Renowned Hotels and Resorts Credit.

What benefits does the Chase United Quest include?

The Chase United Quest includes 6 benefits, including United TravelBank Credit ($200/year), Instacart Credits ($180/year), Renowned Hotels and Resorts Credit ($150/year), JSX Credit ($150/year), Rideshare Credit ($96/year).

What statement credits does the Chase United Quest have?

The Chase United Quest includes 6 statement credits: United TravelBank Credit, Instacart Credits, Renowned Hotels and Resorts Credit, JSX Credit, and 2 more. Together they provide $806 in annual value.