Instacart Credits
Receive monthly Instacart credits automatically loaded to your account with an active Instacart+ membership (included free with your card). Credit amount varies by card: Chase Sapphire Reserve and United Club get $20/month, United Quest gets $15/month, and United Explorer, United Business, and Sapphire Preferred get $10/month. Available through 12/31/2027.
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Get a qualifying card including Chase United Club, Chase United Explorer, United Business Card and 2 more.
Activate complimentary Chase Instacart+ membership at instacart.com/p/chase-united. Then add your card to your Instacart account to receive monthly credits.
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Activate your complimentary Instacart+ membership first — credits will not load until it is active. Credits are automatically deposited at the start of each month and apply to orders of $10 or more from a single retailer. Chase Sapphire Reserve cardholders receive two separate $10 credits, each requiring its own $10+ order.
⏰This benefit resets on the 1st of each month. Unused credits don't roll over.
- 💡Credits expire at the end of each month, so set a monthly reminder to use them before they reset.
- 💡Each credit requires a separate order of $10+ from one retailer — splitting a $20 cart into two $10 orders from the same store uses both credits.
- 💡Instacart+ membership alone is worth $99/year, so even the $10/month cards get $219/year in combined value.
Cards That Offer This Benefit
Frequently Asked Questions
The Chase Instacart Credits offers $20 / Month. This provides an annual value of $240.
The Chase Instacart Credits is available on 5 cards: Chase United Club, Chase United Explorer, United Business Card, and 2 more.
The Chase Instacart Credits works with Instacart. Orders placed through qualifying apps earn the credit automatically.
Yes, the Chase Instacart Credits requires enrollment to activate. You'll need to enroll through your card issuer's website or app to start using this benefit.
The Chase Instacart Credits resets on the 1st of each month. Any unused credit does not roll over, so be sure to use the full $20 each month to maximize value.
With an annual value of $240, the Chase Instacart Credits can help offset card annual fees. It's worth it if you regularly use food delivery services. The Chase United Explorer offers this benefit with a $150 annual fee.