Instacart Credits
Get monthly Instacart credits with a complimentary Instacart+ membership, activated at instacart.com/p/chase-united. The amount depends on the card: United Club cards get two $10 credits a month, United Quest gets one $10 and one $5, and United Explorer and United Business get one $10. Credits don't roll over. Available through 12/31/2027.
Which cards have it: Chase United Club ($695 fee), Chase United Explorer ($150 fee), United Business Card ($150 fee), United Club Business Card ($695 fee) and Chase United Quest ($350 fee).
Where it works
How to claim it
- 1
Get a qualifying card including Chase United Club, Chase United Explorer, United Business Card and 2 more.
Activate complimentary Chase Instacart+ membership at instacart.com/p/chase-united. Then add your card to your Instacart account to receive monthly credits.
Enroll now → - 2
Activate your complimentary Instacart+ membership first — credits will not load until it is active. Credits are automatically deposited at the start of each month and apply to orders of $10 or more from a single retailer. Chase Sapphire Reserve cardholders receive two separate $10 credits, each requiring its own $10+ order.
⏰This benefit resets on the 1st of each month. Unused credits don't roll over.
What we'd do
- •Credits expire at the end of each month, so set a monthly reminder to use them before they reset.
- •Each credit requires a separate order of $10+ from one retailer — splitting a $20 cart into two $10 orders from the same store uses both credits.
- •Instacart+ membership alone is worth $99/year, so even the $10/month cards get $219/year in combined value.
Cards that carry this credit
5 ACTIVE CARDS
Questions
How much is the Chase Instacart Credits worth?
It depends on the card: $20 a month ($240 a year) on the Chase United Club and United Club Business Card, $15 a month ($180 a year) on the Chase United Quest, $10 a month ($120 a year) on the Chase United Explorer and United Business Card.
Which credit cards come with the Instacart Credits?
The Chase Instacart Credits comes with 5 cards: Chase United Club ($695), Chase United Explorer ($150), United Business Card ($150), United Club Business Card ($695) and Chase United Quest ($350). The cheapest way to get it is the Chase United Explorer at $150 a year.
What can I use the Chase Instacart Credits on?
Get monthly Instacart credits with a complimentary Instacart+ membership, activated at instacart.com/p/chase-united. The amount depends on the card: United Club cards get two $10 credits a month, United Quest gets one $10 and one $5, and United Explorer and United Business get one $10. Credits don't roll over. Available through 12/31/2027.
Do I need to enroll in the Chase Instacart Credits?
Yes. Activate complimentary Chase Instacart+ membership at instacart.com/p/chase-united. Then add your card to your Instacart account to receive monthly credits.
When does the Chase Instacart Credits reset?
It resets at the start of each calendar month.
Is the Chase Instacart Credits worth it?
If you'd spend the full credit at Instacart anyway, it's worth its face value. If not, it's worth only what you would have spent.
Other food delivery credits
Benefit values shown are at face value and do not account for personal spending patterns. Terms, eligibility, and enrollment requirements are set by the card issuer and may change. Confirm details on your issuer’s website before making decisions based on this page.