Benefits / Food & Dining / Food Delivery / Instacart Credits
Chase

Instacart Credits

Merchant Credit
Up to $20 / Month
$240 / Year
Next Reset: Apr 1, 2026
Values vary by card

Receive two $10 credits per month in your Instacart account when you have an active Instacart+ membership. Credits available from 3/23/2025 through 12/31/2027. Requires complimentary Chase Instacart+ membership activation.

Instacart
Food Delivery
Recommended
Shop Now
How to Use This Benefit
  1. 1

    Get a qualifying card including Chase United Club, United Club Business Card, Chase United Quest.

    Activate complimentary Chase Instacart+ membership at instacart.com/p/chase-united. Then add your card to your Instacart account to receive monthly credits.

    Enroll Now →
  2. 2

    Two separate $10 credits each month for a total of $20. Each credit applies to purchases of $10 or more with one retailer. Requires free Instacart+ membership (included with card).

This benefit resets on the 1st of each month. Unused credits don't roll over.

Pro Tips
  • 💡Credits are loaded at the beginning of each month and expire at month end. Each $10 credit works on one order of $10+ with one retailer. Complimentary Instacart+ membership must be activated first.

Cards That Offer This Benefit

Chase United Club
Chase United Club
Chase
Personal
$20 / Month$240 / Year
United Club Business Card
United Club Business Card
Chase
Business
$20 / Month$240 / Year
Chase United Quest
Chase United Quest
Chase
Personal
Card Specific Value
$15 / Month$180 / Year

Frequently Asked Questions

How much is the Chase Instacart Credits?

The Chase Instacart Credits offers $20 / Month. This provides an annual value of $240.

Which credit cards offer the Chase Instacart Credits?

The Chase Instacart Credits is available on 3 cards: Chase United Club, United Club Business Card, Chase United Quest.

Which food delivery apps work with the Chase Instacart Credits?

The Chase Instacart Credits works with Instacart. Orders placed through qualifying apps earn the credit automatically.

Do I need to enroll in the Chase Instacart Credits?

Yes, the Chase Instacart Credits requires enrollment to activate. You'll need to enroll through your card issuer's website or app to start using this benefit.

When does the Chase Instacart Credits reset?

The Chase Instacart Credits resets on the 1st of each month. Any unused credit does not roll over, so be sure to use the full $20 each month to maximize value.

Is the Chase Instacart Credits worth it?

With an annual value of $240, the Chase Instacart Credits can help offset card annual fees. It's worth it if you regularly use food delivery services. The Chase United Quest offers this benefit with a $350 annual fee.

More Food Delivery Benefits

Flexible Business Credit
American Express
$20 / Month
Restaurant Partners Credit
American Express
$10 / Month
Uber Credit
American Express
$15 / Month
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