Benefits / Food & Dining / Food Delivery / Flexible Business Credit
American Express

Flexible Business Credit

$20 / Month
$240 / Year
Next Reset: Apr 1, 2026

Up to $20 in statement credits each month on eligible U.S. purchases made directly with FedEx, Grubhub, and at U.S. Office Supply Stores for a total of up to $240 per calendar year.

Seamless
Food Delivery
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Grubhub
Food Delivery
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FedEx
Shipping
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Office Depot
Office Supplies
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Staples
Office Supplies
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OfficeMax
Office Supplies
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How to Use This Benefit
  1. 1

    Get a qualifying card like the American Express Business Gold.

    Only the Basic Card Member or Account Manager(s) on a U.S. Business Gold Card Account can enroll the Card Account in the benefit. Enrollment may take up to 24 hours to process.

    Enroll Now →
  2. 2

    FedEx: Eligible purchases include qualifying shipping services paid for at U.S. FedEx locations or via U.S. FedEx website. Grubhub: Eligible purchases include U.S. purchases made at Grubhub.com, on the Grubhub app, Seamless.com and on the Seamless app. Office Supply Stores: Eligible purchases include purchases at U.S. Office Supply Stores.

  3. 3

    Your $20 credit will appear on your card statement, typically within 1-2 billing cycles after qualifying purchases.

This benefit resets on the 1st of each month. Unused credits don't roll over.

Pro Tips
  • 💡Purchases must be made directly with these merchants. Purchases of prepaid or gift cards from third-party retailers are not eligible. Excludes Grubhub Corporate and FedEx invoiced payments.

Cards That Offer This Benefit

American Express Business Gold
American Express Business Gold
American Express
Business
$20 / Month$240 / Year

Frequently Asked Questions

How much is the Amex Flexible Business Credit?

The Amex Flexible Business Credit offers $20 / Month. This provides an annual value of $240.

Which credit cards offer the Amex Flexible Business Credit?

The Amex Flexible Business Credit is available on 1 card: American Express Business Gold.

Which food delivery apps work with the Amex Flexible Business Credit?

The Amex Flexible Business Credit works with Seamless, Grubhub, FedEx, Office Depot, Staples, OfficeMax. Orders placed through qualifying apps earn the credit automatically.

Do I need to enroll in the Amex Flexible Business Credit?

Yes, the Amex Flexible Business Credit requires enrollment to activate. You'll need to enroll through your card issuer's website or app to start using this benefit.

When does the Amex Flexible Business Credit reset?

The Amex Flexible Business Credit resets on the 1st of each month. Any unused credit does not roll over, so be sure to use the full $20 each month to maximize value.

Is the Amex Flexible Business Credit worth it?

With an annual value of $240, the Amex Flexible Business Credit can help offset card annual fees. It's worth it if you regularly use food delivery services. The American Express Business Gold offers this benefit with a $375 annual fee.

Is the Amex Flexible Business Credit included with the American Express Business Gold?

Yes, the Amex Flexible Business Credit is included with the American Express Business Gold.

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