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COMPARE/BANK OF AMERICA PREMIUM REWARDS ELITE VS UNITED QUEST
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Bank of America Premium Rewards Elite or Chase United Quest?

Chase United Quest returns $456 over its fee and Bank of America Premium Rewards Elite returns $70, so the fee difference comes down to which categories you use.

Bank of America Premium Rewards Elite
Bank of America Premium Rewards EliteBank of America · $550 fee · 3 credits
Chase United Quest
Chase United QuestChase · $350 fee · 6 credits
NET VALUE-$70$480 credits
NET VALUE+$456$806 credits
Bank of America Premium Rewards Elite
BANK OF AMERICABank of America Premium Rewards Elite
FEE$550
CREDITS$480
NET-$70
Category wins0 of 3
BEST NET VALUE
Chase United Quest
CHASEChase United Quest
FEE$350
CREDITS$806
NET+$456
Category wins3 of 3
TAKE THE UNITED QUEST IF

You use travel, food & dining, transportation. Food & Dining and Transportation alone are worth $276 here and nothing on the Bank of America Premium Rewards Elite.

Track what you useAdd your card and mark the credits you collect. The calculator does the rest.
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Frequently asked questions

Which is better, Bank of America Premium Rewards Elite or Chase United Quest?

The Chase United Quest is better with $456 net annual value compared to the Bank of America Premium Rewards Elite at -$70. The Chase United Quest wins by $526/year.

What's the difference between Bank of America Premium Rewards Elite and Chase United Quest?

The key differences: Bank of America Premium Rewards Elite has a $550 annual fee and $806 in annual benefits, while Chase United Quest has a $350 annual fee and $480 in annual benefits. The annual fee difference is $200.

Which has a lower annual fee, Bank of America Premium Rewards Elite or Chase United Quest?

The Chase United Quest has a lower annual fee at $350 compared to the Bank of America Premium Rewards Elite at $550. However, the Bank of America Premium Rewards Elite offers $480 in total annual benefits.

Is the Chase United Quest worth it compared to the Bank of America Premium Rewards Elite?

Yes, the Chase United Quest offers better value with $456 net annual value compared to -$70 for the Bank of America Premium Rewards Elite. It also has a lower annual fee.

Bank of America vs Chase: which issuer is better?

For these specific cards, Chase's Chase United Quest offers better value with $456 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Which card is better for food_and_dining?

The Chase United Quest is better for food_and_dining with $180 in annual food_and_dining benefits compared to $0 for the Bank of America Premium Rewards Elite.

Should I get the Chase United Quest?

If you're deciding between the Bank of America Premium Rewards Elite and Chase United Quest, the Chase United Quest is the better choice with $456 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

NET VALUE SHOWN FOR EACH
American Express Platinum+$2,109
VS
Chase Sapphire Reserve+$2,348
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American Express Platinum+$2,109
VS
Capital One Venture X-$65
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Capital One Venture X-$65
VS
Chase Sapphire Reserve+$2,348
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American Express Business Platinum+$1,284
VS
Chase Sapphire Reserve for Business+$1,155
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American Express Delta SkyMiles Reserve-$60
VS
Chase United Quest+$456
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American Express Gold+$99
VS
American Express Platinum+$2,109
See the breakdown →

MORE BANK OF AMERICA PREMIUM REWARDS ELITE COMPARISONS

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