FIRST CARD
VSSECOND CARD
Bank of America Premium Rewards Elite or Chase United Quest?
Chase United Quest returns $456 over its fee and Bank of America Premium Rewards Elite returns $70, so the fee difference comes down to which categories you use.
Bank of America Premium Rewards EliteBank of America · $550 fee · 3 credits
Chase United QuestChase · $350 fee · 6 credits
NET VALUE-$70$480 credits
NET VALUE+$456$806 credits
| CATEGORY | BANK OF AMERICA PREMIUM REWARDS ELITE | UNITED QUEST |
|---|---|---|
| 🌎Travel | $330 | $500 |
| 🍽️Food & Dining | — | $180 |
| 🚗Transportation | — | $96 |
| Total credits | $480 | $806 |
| Annual fee | $550 | $350 |
BEST NET VALUE
TAKE THE UNITED QUEST IF
You use travel, food & dining, transportation. Food & Dining and Transportation alone are worth $276 here and nothing on the Bank of America Premium Rewards Elite.
Track what you useAdd your card and mark the credits you collect. The calculator does the rest.
Start tracking freeFrequently asked questions
Which is better, Bank of America Premium Rewards Elite or Chase United Quest?
The Chase United Quest is better with $456 net annual value compared to the Bank of America Premium Rewards Elite at -$70. The Chase United Quest wins by $526/year.
What's the difference between Bank of America Premium Rewards Elite and Chase United Quest?
The key differences: Bank of America Premium Rewards Elite has a $550 annual fee and $806 in annual benefits, while Chase United Quest has a $350 annual fee and $480 in annual benefits. The annual fee difference is $200.
Which has a lower annual fee, Bank of America Premium Rewards Elite or Chase United Quest?
The Chase United Quest has a lower annual fee at $350 compared to the Bank of America Premium Rewards Elite at $550. However, the Bank of America Premium Rewards Elite offers $480 in total annual benefits.
Is the Chase United Quest worth it compared to the Bank of America Premium Rewards Elite?
Yes, the Chase United Quest offers better value with $456 net annual value compared to -$70 for the Bank of America Premium Rewards Elite. It also has a lower annual fee.
Bank of America vs Chase: which issuer is better?
For these specific cards, Chase's Chase United Quest offers better value with $456 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.
Which card is better for food_and_dining?
The Chase United Quest is better for food_and_dining with $180 in annual food_and_dining benefits compared to $0 for the Bank of America Premium Rewards Elite.