IHG One Rewards Premier Credit Card or Chase United Quest?
Chase United Quest returns $456 over its fee and IHG One Rewards Premier Credit Card returns $270, so the fee difference comes down to which categories you use.
| CATEGORY | IHG ONE REWARDS PREMIER CREDIT CARD | UNITED QUEST |
|---|---|---|
| 🌎Travel | $150 | $500 |
| 🍽️Food & Dining | $240 | $180 |
| 🚗Transportation | — | $96 |
| Hotel Free Night Certificates | — | |
| Total credits | $420 | $806 |
| Annual fee | $150 | $350 |
| Net value | +$270 | +$456 |
You use food & dining.
You use travel, transportation. Transportation alone is worth $96 here and nothing on the IHG One Rewards Premier Credit Card.
Frequently asked questions
Which is better, IHG One Rewards Premier Credit Card or Chase United Quest?
The Chase United Quest is better with $456 net annual value compared to the IHG One Rewards Premier Credit Card at $270. The Chase United Quest wins by $186/year.
What's the difference between IHG One Rewards Premier Credit Card and Chase United Quest?
The key differences: Chase United Quest has a $350 annual fee and $806 in annual benefits, while IHG One Rewards Premier Credit Card has a $150 annual fee and $420 in annual benefits. The annual fee difference is $200.
Which has a lower annual fee, IHG One Rewards Premier Credit Card or Chase United Quest?
The IHG One Rewards Premier Credit Card has a lower annual fee at $150 compared to the Chase United Quest at $350. However, the Chase United Quest offers $806 in total annual benefits.
Is the Chase United Quest worth it compared to the IHG One Rewards Premier Credit Card?
Yes, the Chase United Quest offers better value with $456 net annual value compared to $270 for the IHG One Rewards Premier Credit Card. Even though it has a higher annual fee ($350 vs $150), the Chase United Quest provides more total benefits.
Which card is better for travel?
The Chase United Quest is better for travel with $500 in annual travel benefits compared to $150 for the IHG One Rewards Premier Credit Card.
Should I get the Chase United Quest?
If you're deciding between the IHG One Rewards Premier Credit Card and Chase United Quest, the Chase United Quest is the better choice with $456 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.
Other comparisons
NET VALUE SHOWN FOR EACHMORE IHG ONE REWARDS PREMIER CREDIT CARD COMPARISONS
- vs. Amex Business Gold
- vs. Amex Business Platinum
- vs. Amex Delta SkyMiles Reserve
- vs. Amex Delta SkyMiles Reserve Business
- vs. Amex Gold
- vs. Amex Green
- vs. Amex Hilton Honors Aspire
- vs. Amex Marriott Bonvoy Brilliant
- vs. Amex Platinum
- vs. Amex Platinum (Charles Schwab)
- vs. Amex Platinum (Morgan Stanley)
- vs. Delta SkyMiles Gold Business
- vs. Delta SkyMiles Platinum Business
- vs. Delta SkyMiles® Gold American Express Card
- vs. Delta SkyMiles® Platinum American Express Card
- vs. Hilton Honors American Express Business Card
- vs. Hilton Honors American Express Surpass Card
- vs. Bank of America Premium Rewards
- vs. Bank of America Premium Rewards Elite
- vs. Capital One Venture X
- vs. Capital One Venture X Business
- vs. Hyatt
- vs. Sapphire Preferred
- vs. Sapphire Reserve
- vs. Sapphire Reserve for Business
- vs. United Club
- vs. United Explorer
- vs. IHG One Rewards Business Credit Card
- vs. IHG One Rewards Premier Select Credit Card
- vs. Marriott Bonvoy Boundless
- vs. The Ritz-Carlton Credit Card
- vs. United Business Card
- vs. United Club Business Card
- vs. Citi AAdvantage Executive
- vs. Citi Strata Elite
- vs. U.S. Bank Altitude Reserve
- vs. Wells Fargo Autograph Journey
MORE UNITED QUEST COMPARISONS
- vs. Amex Business Gold
- vs. Amex Business Platinum
- vs. Amex Delta SkyMiles Reserve
- vs. Amex Delta SkyMiles Reserve Business
- vs. Amex Gold
- vs. Amex Green
- vs. Amex Hilton Honors Aspire
- vs. Amex Marriott Bonvoy Brilliant
- vs. Amex Platinum
- vs. Amex Platinum (Charles Schwab)
- vs. Amex Platinum (Morgan Stanley)
- vs. Delta SkyMiles Gold Business
- vs. Delta SkyMiles Platinum Business
- vs. Delta SkyMiles® Gold American Express Card
- vs. Delta SkyMiles® Platinum American Express Card
- vs. Hilton Honors American Express Business Card
- vs. Hilton Honors American Express Surpass Card
- vs. Bank of America Premium Rewards
- vs. Bank of America Premium Rewards Elite
- vs. Capital One Venture X
- vs. Capital One Venture X Business
- vs. Hyatt
- vs. Sapphire Preferred
- vs. Sapphire Reserve
- vs. Sapphire Reserve for Business
- vs. United Club
- vs. United Explorer
- vs. IHG One Rewards Business Credit Card
- vs. IHG One Rewards Premier Select Credit Card
- vs. Marriott Bonvoy Boundless
- vs. The Ritz-Carlton Credit Card
- vs. United Business Card
- vs. United Club Business Card
- vs. Citi AAdvantage Executive
- vs. Citi Strata Elite
- vs. U.S. Bank Altitude Reserve
- vs. Wells Fargo Autograph Journey