Delta SkyMiles Platinum Business vs IHG One Rewards Premier Credit Card Comparison
Delta SkyMiles Platinum Business wins with $90 net annual value
| Category | Delta SkyMiles Platinum BusinessDelta SkyMiles | IHG One Rewards Premier Credit CardIHG One |
|---|---|---|
| Annual Fee | $350 | $99 |
| 🌎Travel | $200 | $50 |
| 🌎Travel | $200 | |
| ✈️Airlines | $50 | |
| 🍽️Food & Dining | $120 | $40 |
| 🍽️Dining | $120 | |
| 🍕Food Delivery | $40 | |
| 🚗Transportation | $120 | |
| 🚗Transportation | $120 | |
| Total Annual Value | $440 | $90 |
| Net Value | +$90 | -$9 |
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The Delta SkyMiles Platinum Business is better with $90 net annual value compared to the IHG One Rewards Premier Credit Card at -$9. The Delta SkyMiles Platinum Business wins by $99/year.
The key differences: Delta SkyMiles Platinum Business has a $350 annual fee and $440 in annual benefits, while IHG One Rewards Premier Credit Card has a $99 annual fee and $90 in annual benefits. The annual fee difference is $251.
The IHG One Rewards Premier Credit Card has a lower annual fee at $99 compared to the Delta SkyMiles Platinum Business at $350. However, the Delta SkyMiles Platinum Business offers $440 in total annual benefits.
Yes, the Delta SkyMiles Platinum Business offers better value with $90 net annual value compared to -$9 for the IHG One Rewards Premier Credit Card. Even though it has a higher annual fee ($350 vs $99), the Delta SkyMiles Platinum Business provides more total benefits.
For these specific cards, Amex's Delta SkyMiles Platinum Business offers better value with $90 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.
The Delta SkyMiles Platinum Business is better for travel with $200 in annual travel benefits compared to $50 for the IHG One Rewards Premier Credit Card.
If you're deciding between the Delta SkyMiles Platinum Business and IHG One Rewards Premier Credit Card, the Delta SkyMiles Platinum Business is the better choice with $90 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.
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