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COMPARE/DELTA SKYMILES® PLATINUM AMERICAN EXPRESS CARD VS IHG ONE REWARDS PREMIER CREDIT CARD
FIRST CARD
SECOND CARD

Delta SkyMiles® Platinum American Express Card or IHG One Rewards Premier Credit Card?

IHG One Rewards Premier Credit Card returns $270 over its fee and Delta SkyMiles® Platinum American Express Card returns $40, so the fee difference comes down to which categories you use.

Delta SkyMiles® Platinum American Express Card
Delta SkyMiles® Platinum American Express CardAmerican Express · $350 fee · 3 credits
IHG One Rewards Premier Credit Card
IHG One Rewards Premier Credit CardChase · $150 fee · 5 credits
NET VALUE+$40$390 credits
NET VALUE+$270$420 credits
Delta SkyMiles® Platinum American Express Card
AMERICAN EXPRESSDelta SkyMiles® Platinum American Express Card
FEE$350
CREDITS$390
NET+$40
Category wins1 of 3
ADDITIONAL BENEFITS
AIRLINE COMPANION CERTIFICATES
Delta Main Cabin Companion Certificate
BEST NET VALUE
IHG One Rewards Premier Credit Card
CHASEIHG One Rewards Premier Credit Card
FEE$150
CREDITS$420
NET+$270
Category wins1 of 3
ADDITIONAL BENEFITS
HOTEL FREE NIGHT CERTIFICATES
IHG 50k Free Night
TAKE THE DELTA SKYMILES® PLATINUM AMERICAN EXPRESS CARD IF

You use transportation. Transportation alone is worth $120 here and nothing on the IHG One Rewards Premier Credit Card.

TAKE THE IHG ONE REWARDS PREMIER CREDIT CARD IF

You use food & dining.

Where to use each card

DELTA SKYMILES® PLATINUM AMERICAN EXPRESS CARD
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IHG ONE REWARDS PREMIER CREDIT CARD

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Frequently asked questions

Which is better, Delta SkyMiles® Platinum American Express Card or IHG One Rewards Premier Credit Card?

The IHG One Rewards Premier Credit Card is better with $270 net annual value compared to the Delta SkyMiles® Platinum American Express Card at $40. The IHG One Rewards Premier Credit Card wins by $230/year.

What's the difference between Delta SkyMiles® Platinum American Express Card and IHG One Rewards Premier Credit Card?

The key differences: Delta SkyMiles® Platinum American Express Card has a $350 annual fee and $420 in annual benefits, while IHG One Rewards Premier Credit Card has a $150 annual fee and $390 in annual benefits. The annual fee difference is $200.

Which has a lower annual fee, Delta SkyMiles® Platinum American Express Card or IHG One Rewards Premier Credit Card?

The IHG One Rewards Premier Credit Card has a lower annual fee at $150 compared to the Delta SkyMiles® Platinum American Express Card at $350. However, the Delta SkyMiles® Platinum American Express Card offers $390 in total annual benefits.

Is the IHG One Rewards Premier Credit Card worth it compared to the Delta SkyMiles® Platinum American Express Card?

Yes, the IHG One Rewards Premier Credit Card offers better value with $270 net annual value compared to $40 for the Delta SkyMiles® Platinum American Express Card. It also has a lower annual fee.

Amex vs Chase: which issuer is better?

For these specific cards, Chase's IHG One Rewards Premier Credit Card offers better value with $270 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Which card is better for food_and_dining?

The IHG One Rewards Premier Credit Card is better for food_and_dining with $240 in annual food_and_dining benefits compared to $120 for the Delta SkyMiles® Platinum American Express Card.

Should I get the IHG One Rewards Premier Credit Card?

If you're deciding between the Delta SkyMiles® Platinum American Express Card and IHG One Rewards Premier Credit Card, the IHG One Rewards Premier Credit Card is the better choice with $270 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

NET VALUE SHOWN FOR EACH
American Express Platinum+$2,109
VS
Chase Sapphire Reserve+$2,348
See the breakdown →
American Express Platinum+$2,109
VS
Capital One Venture X-$65
See the breakdown →
Capital One Venture X-$65
VS
Chase Sapphire Reserve+$2,348
See the breakdown →
American Express Business Platinum+$1,284
VS
Chase Sapphire Reserve for Business+$1,155
See the breakdown →
American Express Delta SkyMiles Reserve-$60
VS
Chase United Quest+$456
See the breakdown →
American Express Gold+$99
VS
American Express Platinum+$2,109
See the breakdown →

MORE DELTA SKYMILES® PLATINUM AMERICAN EXPRESS CARD COMPARISONS

MORE IHG ONE REWARDS PREMIER CREDIT CARD COMPARISONS