Delta SkyMiles® Platinum American Express Card vs IHG One Rewards Premier Credit Card Comparison

The IHG One Rewards Premier Credit Card is better with $111 net annual value compared to the Delta SkyMiles® Platinum American Express Card at $40. The IHG One Rewards Premier Credit Card wins by $71/year.

The key differences: Delta SkyMiles® Platinum American Express Card has a $350 annual fee and $390 in annual benefits, while IHG One Rewards Premier Credit Card has a $99 annual fee and $210 in annual benefits. The annual fee difference is $251.

The IHG One Rewards Premier Credit Card has a lower annual fee at $99 compared to the Delta SkyMiles® Platinum American Express Card at $350. However, the Delta SkyMiles® Platinum American Express Card offers $390 in total annual benefits.

Yes, the IHG One Rewards Premier Credit Card offers better value with $111 net annual value compared to $40 for the Delta SkyMiles® Platinum American Express Card. It also has a lower annual fee.

For these specific cards, Chase's IHG One Rewards Premier Credit Card offers better value with $111 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

The Delta SkyMiles® Platinum American Express Card is better for transportation with $120 in annual transportation benefits compared to $0 for the IHG One Rewards Premier Credit Card.

If you're deciding between the Delta SkyMiles® Platinum American Express Card and IHG One Rewards Premier Credit Card, the IHG One Rewards Premier Credit Card is the better choice with $111 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.