Delta SkyMiles® Platinum American Express Card vs IHG One Rewards Premier Credit Card Comparison

The Delta SkyMiles® Platinum American Express Card is better with $40 net annual value compared to the IHG One Rewards Premier Credit Card at -$9. The Delta SkyMiles® Platinum American Express Card wins by $49/year.

The key differences: Delta SkyMiles® Platinum American Express Card has a $350 annual fee and $390 in annual benefits, while IHG One Rewards Premier Credit Card has a $99 annual fee and $90 in annual benefits. The annual fee difference is $251.

The IHG One Rewards Premier Credit Card has a lower annual fee at $99 compared to the Delta SkyMiles® Platinum American Express Card at $350. However, the Delta SkyMiles® Platinum American Express Card offers $390 in total annual benefits.

Yes, the Delta SkyMiles® Platinum American Express Card offers better value with $40 net annual value compared to -$9 for the IHG One Rewards Premier Credit Card. Even though it has a higher annual fee ($350 vs $99), the Delta SkyMiles® Platinum American Express Card provides more total benefits.

For these specific cards, Amex's Delta SkyMiles® Platinum American Express Card offers better value with $40 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

The Delta SkyMiles® Platinum American Express Card is better for transportation with $120 in annual transportation benefits compared to $0 for the IHG One Rewards Premier Credit Card.

If you're deciding between the Delta SkyMiles® Platinum American Express Card and IHG One Rewards Premier Credit Card, the Delta SkyMiles® Platinum American Express Card is the better choice with $40 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.