Delta SkyMiles® Platinum American Express Card vs U.S. Bank Altitude Reserve Comparison

The Delta SkyMiles® Platinum American Express Card is better with $40 net annual value compared to the U.S. Bank Altitude Reserve at -$75. The Delta SkyMiles® Platinum American Express Card wins by $115/year.

The key differences: U.S. Bank Altitude Reserve has a $400 annual fee and $390 in annual benefits, while Delta SkyMiles® Platinum American Express Card has a $350 annual fee and $325 in annual benefits. The annual fee difference is $50.

The Delta SkyMiles® Platinum American Express Card has a lower annual fee at $350 compared to the U.S. Bank Altitude Reserve at $400. However, the U.S. Bank Altitude Reserve offers $325 in total annual benefits.

Yes, the Delta SkyMiles® Platinum American Express Card offers better value with $40 net annual value compared to -$75 for the U.S. Bank Altitude Reserve. It also has a lower annual fee.

For these specific cards, Amex's Delta SkyMiles® Platinum American Express Card offers better value with $40 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

The U.S. Bank Altitude Reserve is better for travel with $325 in annual travel benefits compared to $150 for the Delta SkyMiles® Platinum American Express Card.

If you're deciding between the Delta SkyMiles® Platinum American Express Card and U.S. Bank Altitude Reserve, the Delta SkyMiles® Platinum American Express Card is the better choice with $40 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.