Question 1

Which is better, Delta SkyMiles® Platinum American Express Card or U.S. Bank Altitude Reserve?

Accepted Answer

The Delta SkyMiles® Platinum American Express Card is better with $40 net annual value compared to the U.S. Bank Altitude Reserve at -$45. The Delta SkyMiles® Platinum American Express Card wins by $85/year.

Question 2

What's the difference between Delta SkyMiles® Platinum American Express Card and U.S. Bank Altitude Reserve?

Accepted Answer

The key differences: U.S. Bank Altitude Reserve has a $400 annual fee and $390 in annual benefits, while Delta SkyMiles® Platinum American Express Card has a $350 annual fee and $355 in annual benefits. The annual fee difference is $50.

Question 3

Which has a lower annual fee, Delta SkyMiles® Platinum American Express Card or U.S. Bank Altitude Reserve?

Accepted Answer

The Delta SkyMiles® Platinum American Express Card has a lower annual fee at $350 compared to the U.S. Bank Altitude Reserve at $400. However, the U.S. Bank Altitude Reserve offers $355 in total annual benefits.

Question 4

Is the Delta SkyMiles® Platinum American Express Card worth it compared to the U.S. Bank Altitude Reserve?

Accepted Answer

Yes, the Delta SkyMiles® Platinum American Express Card offers better value with $40 net annual value compared to -$45 for the U.S. Bank Altitude Reserve. It also has a lower annual fee.

Question 5

Amex vs U.S. Bank: which issuer is better?

Accepted Answer

For these specific cards, Amex's Delta SkyMiles® Platinum American Express Card offers better value with $40 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Question 6

Which card is better for travel?

Accepted Answer

The U.S. Bank Altitude Reserve is better for travel with $325 in annual travel benefits compared to $150 for the Delta SkyMiles® Platinum American Express Card.

Question 7

Should I get the Delta SkyMiles® Platinum American Express Card?

Accepted Answer

If you're deciding between the Delta SkyMiles® Platinum American Express Card and U.S. Bank Altitude Reserve, the Delta SkyMiles® Platinum American Express Card is the better choice with $40 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

CATEGORY	DELTA SKYMILES® PLATINUM AMERICAN EXPRESS CARD	U.S. BANK ALTITUDE RESERVE
🌎Travel	$150	$325
🍽️Food & Dining	$120	—
🚗Transportation	$120	—
Airline Companion Certificates	Delta Main Cabin Companion Certificate	—
Lounge Access	—	Priority Pass Select (Limited Visits)
Total credits	$390	$355
Annual fee	$350	$400
Net value	+$40	-$45

Delta SkyMiles® Platinum American Express Card or U.S. Bank Altitude Reserve?

Where to use each card

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