Delta SkyMiles® Platinum American Express Card vs American Express Platinum (Charles Schwab) Comparison

The American Express Platinum (Charles Schwab) is better with $2,181 net annual value compared to the Delta SkyMiles® Platinum American Express Card at $40. The American Express Platinum (Charles Schwab) wins by $2,141/year.

The key differences: American Express Platinum (Charles Schwab) has a $895 annual fee and $3,076 in annual benefits, while Delta SkyMiles® Platinum American Express Card has a $350 annual fee and $390 in annual benefits. The annual fee difference is $545.

The Delta SkyMiles® Platinum American Express Card has a lower annual fee at $350 compared to the American Express Platinum (Charles Schwab) at $895. However, the American Express Platinum (Charles Schwab) offers $3,076 in total annual benefits.

Yes, the American Express Platinum (Charles Schwab) offers better value with $2,181 net annual value compared to $40 for the Delta SkyMiles® Platinum American Express Card. Even though it has a higher annual fee ($895 vs $350), the American Express Platinum (Charles Schwab) provides more total benefits.

The American Express Platinum (Charles Schwab) is better for lifestyle with $1,067 in annual lifestyle benefits compared to $0 for the Delta SkyMiles® Platinum American Express Card.

If you're deciding between the Delta SkyMiles® Platinum American Express Card and American Express Platinum (Charles Schwab), the American Express Platinum (Charles Schwab) is the better choice with $2,181 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.