Question 1

Which is better, Delta SkyMiles® Platinum American Express Card or Capital One Venture X Business?

Accepted Answer

The Delta SkyMiles® Platinum American Express Card is better with $40 net annual value compared to the Capital One Venture X Business at -$65. The Delta SkyMiles® Platinum American Express Card wins by $105/year.

Question 2

What's the difference between Delta SkyMiles® Platinum American Express Card and Capital One Venture X Business?

Accepted Answer

The key differences: Capital One Venture X Business has a $395 annual fee and $390 in annual benefits, while Delta SkyMiles® Platinum American Express Card has a $350 annual fee and $330 in annual benefits. The annual fee difference is $45.

Question 3

Which has a lower annual fee, Delta SkyMiles® Platinum American Express Card or Capital One Venture X Business?

Accepted Answer

The Delta SkyMiles® Platinum American Express Card has a lower annual fee at $350 compared to the Capital One Venture X Business at $395. However, the Capital One Venture X Business offers $330 in total annual benefits.

Question 4

Is the Delta SkyMiles® Platinum American Express Card worth it compared to the Capital One Venture X Business?

Accepted Answer

Yes, the Delta SkyMiles® Platinum American Express Card offers better value with $40 net annual value compared to -$65 for the Capital One Venture X Business. It also has a lower annual fee.

Question 5

Amex vs Capital One: which issuer is better?

Accepted Answer

For these specific cards, Amex's Delta SkyMiles® Platinum American Express Card offers better value with $40 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Question 6

Which card is better for travel?

Accepted Answer

The Capital One Venture X Business is better for travel with $300 in annual travel benefits compared to $150 for the Delta SkyMiles® Platinum American Express Card.

Question 7

Should I get the Delta SkyMiles® Platinum American Express Card?

Accepted Answer

If you're deciding between the Delta SkyMiles® Platinum American Express Card and Capital One Venture X Business, the Delta SkyMiles® Platinum American Express Card is the better choice with $40 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

CATEGORY	DELTA SKYMILES® PLATINUM AMERICAN EXPRESS CARD	CAPITAL ONE VENTURE X BUSINESS
🌎Travel	$150	$300
🍽️Food & Dining	$120	—
🚗Transportation	$120	—
Airline Companion Certificates	Delta Main Cabin Companion Certificate	—
Lounge Access	—	Capital One Lounge Access Priority Pass Select
Total credits	$390	$330
Annual fee	$350	$395
Net value	+$40	-$65

Delta SkyMiles® Platinum American Express Card or Capital One Venture X Business?

Where to use each card

Frequently asked questions