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COMPARE/AMEX GOLD VS CAPITAL ONE VENTURE X BUSINESS
FIRST CARD
SECOND CARD

American Express Gold or Capital One Venture X Business?

American Express Gold returns $99 over its fee and Capital One Venture X Business returns $65, so the fee difference comes down to which categories you use.

American Express Gold
American Express GoldAmerican Express · $325 fee · 4 credits
Capital One Venture X Business
Capital One Venture X BusinessCapital One · $395 fee · 2 credits
NET VALUE+$99$424 credits
NET VALUE-$65$330 credits
BEST NET VALUE
American Express Gold
AMERICAN EXPRESSAmerican Express Gold
FEE$325
CREDITS$424
NET+$99
Category wins3 of 4
Capital One Venture X Business
CAPITAL ONECapital One Venture X Business
FEE$395
CREDITS$330
NET-$65
Category wins1 of 4
ADDITIONAL BENEFITS
LOUNGE ACCESS
Capital One Lounge Access
Priority Pass Select
TAKE THE AMEX GOLD IF

You use food & dining, lifestyle, transportation. Food & Dining and Lifestyle and Transportation alone are worth $664 here and nothing on the Capital One Venture X Business.

TAKE THE CAPITAL ONE VENTURE X BUSINESS IF

You use travel. Travel alone is worth $300 here and nothing on the Amex Gold.

Where to use each card

AMEX GOLD
🍽️
Resy Credit Restaurants10830 LOCATIONS
Browse →
CAPITAL ONE VENTURE X BUSINESS
🛫
Airport Lounges48 LOCATIONS
Browse →
Track what you useAdd your card and mark the credits you collect. The calculator does the rest.
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Frequently asked questions

Which is better, American Express Gold or Capital One Venture X Business?

The American Express Gold is better with $99 net annual value compared to the Capital One Venture X Business at -$65. The American Express Gold wins by $164/year.

What's the difference between American Express Gold and Capital One Venture X Business?

The key differences: Capital One Venture X Business has a $395 annual fee and $424 in annual benefits, while American Express Gold has a $325 annual fee and $330 in annual benefits. The annual fee difference is $70.

Which has a lower annual fee, American Express Gold or Capital One Venture X Business?

The American Express Gold has a lower annual fee at $325 compared to the Capital One Venture X Business at $395. However, the Capital One Venture X Business offers $330 in total annual benefits.

Is the American Express Gold worth it compared to the Capital One Venture X Business?

Yes, the American Express Gold offers better value with $99 net annual value compared to -$65 for the Capital One Venture X Business. It also has a lower annual fee.

Amex vs Capital One: which issuer is better?

For these specific cards, Amex's American Express Gold offers better value with $99 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Which card is better for food_and_dining?

The American Express Gold is better for food_and_dining with $424 in annual food_and_dining benefits compared to $0 for the Capital One Venture X Business.

Should I get the American Express Gold?

If you're deciding between the American Express Gold and Capital One Venture X Business, the American Express Gold is the better choice with $99 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

NET VALUE SHOWN FOR EACH
American Express Platinum+$2,109
VS
Chase Sapphire Reserve+$2,348
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American Express Platinum+$2,109
VS
Capital One Venture X-$65
See the breakdown →
Capital One Venture X-$65
VS
Chase Sapphire Reserve+$2,348
See the breakdown →
American Express Business Platinum+$1,284
VS
Chase Sapphire Reserve for Business+$1,155
See the breakdown →
American Express Delta SkyMiles Reserve-$60
VS
Chase United Quest+$456
See the breakdown →
American Express Gold+$99
VS
American Express Platinum+$2,109
See the breakdown →

MORE AMEX GOLD COMPARISONS

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