Delta SkyMiles® Gold American Express Card or American Express Gold?
American Express Gold returns $99 over its fee and Delta SkyMiles® Gold American Express Card returns $50, so the fee difference comes down to which categories you use.
| CATEGORY | DELTA SKYMILES® GOLD AMERICAN EXPRESS CARD | GOLD |
|---|---|---|
| 🍽️Food & Dining | — | $424 |
| ✨Lifestyle | — | $120 |
| 🚗Transportation | — | $120 |
| 🌎Travel | $100 | — |
| Total credits | $100 | $424 |
| Annual fee | $150 | $325 |
| Net value | -$50 | +$99 |
You use travel. Travel alone is worth $100 here and nothing on the Amex Gold.
You use food & dining, lifestyle, transportation. Food & Dining and Lifestyle and Transportation alone are worth $664 here and nothing on the Delta SkyMiles® Gold American Express Card.
Where to use each card
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Frequently asked questions
Which is better, Delta SkyMiles® Gold American Express Card or American Express Gold?
The American Express Gold is better with $99 net annual value compared to the Delta SkyMiles® Gold American Express Card at -$50. The American Express Gold wins by $149/year.
What's the difference between Delta SkyMiles® Gold American Express Card and American Express Gold?
The key differences: American Express Gold has a $325 annual fee and $424 in annual benefits, while Delta SkyMiles® Gold American Express Card has a $150 annual fee and $100 in annual benefits. The annual fee difference is $175.
Which has a lower annual fee, Delta SkyMiles® Gold American Express Card or American Express Gold?
The Delta SkyMiles® Gold American Express Card has a lower annual fee at $150 compared to the American Express Gold at $325. However, the American Express Gold offers $424 in total annual benefits.
Is the American Express Gold worth it compared to the Delta SkyMiles® Gold American Express Card?
Yes, the American Express Gold offers better value with $99 net annual value compared to -$50 for the Delta SkyMiles® Gold American Express Card. Even though it has a higher annual fee ($325 vs $150), the American Express Gold provides more total benefits.
Which card is better for food_and_dining?
The American Express Gold is better for food_and_dining with $424 in annual food_and_dining benefits compared to $0 for the Delta SkyMiles® Gold American Express Card.
Should I get the American Express Gold?
If you're deciding between the Delta SkyMiles® Gold American Express Card and American Express Gold, the American Express Gold is the better choice with $99 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.