American Express Business Platinum or Delta SkyMiles® Gold American Express Card?
American Express Business Platinum returns $1,274 over its fee and Delta SkyMiles® Gold American Express Card returns $50, so the fee difference comes down to which categories you use.
| CATEGORY | BUSINESS PLATINUM | DELTA SKYMILES® GOLD AMERICAN EXPRESS CARD |
|---|---|---|
| 🌎Travel | $1,209 | $100 |
| 💼Business | $660 | — |
| ✨Lifestyle | $270 | — |
| Lounge Access | — | |
| Total credits | $2,169 | $100 |
| Annual fee | $895 | $150 |
| Net value | +$1,274 | -$50 |
You use travel, business, lifestyle. Business and Lifestyle alone are worth $930 here and nothing on the Delta SkyMiles® Gold American Express Card.
Where to use each card
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Frequently asked questions
Which is better, American Express Business Platinum or Delta SkyMiles® Gold American Express Card?
The American Express Business Platinum is better with $1,274 net annual value compared to the Delta SkyMiles® Gold American Express Card at -$50. The American Express Business Platinum wins by $1,324/year.
What's the difference between American Express Business Platinum and Delta SkyMiles® Gold American Express Card?
The key differences: American Express Business Platinum has a $895 annual fee and $2,169 in annual benefits, while Delta SkyMiles® Gold American Express Card has a $150 annual fee and $100 in annual benefits. The annual fee difference is $745.
Which has a lower annual fee, American Express Business Platinum or Delta SkyMiles® Gold American Express Card?
The Delta SkyMiles® Gold American Express Card has a lower annual fee at $150 compared to the American Express Business Platinum at $895. However, the American Express Business Platinum offers $2,169 in total annual benefits.
Is the American Express Business Platinum worth it compared to the Delta SkyMiles® Gold American Express Card?
Yes, the American Express Business Platinum offers better value with $1,274 net annual value compared to -$50 for the Delta SkyMiles® Gold American Express Card. Even though it has a higher annual fee ($895 vs $150), the American Express Business Platinum provides more total benefits.
Which card is better for travel?
The American Express Business Platinum is better for travel with $1,209 in annual travel benefits compared to $100 for the Delta SkyMiles® Gold American Express Card.
Should I get the American Express Business Platinum?
If you're deciding between the American Express Business Platinum and Delta SkyMiles® Gold American Express Card, the American Express Business Platinum is the better choice with $1,274 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.