Delta SkyMiles® Gold American Express Card returns $50 over its fee and Marriott Bonvoy Boundless returns $95, so the fee difference comes down to which categories you use.


| CATEGORY | DELTA SKYMILES® GOLD AMERICAN EXPRESS CARD | MARRIOTT BONVOY BOUNDLESS |
|---|---|---|
| 🌎Travel | $100 | — |
| Hotel Free Night Certificates | — | |
| Total credits | $100 | $0 |
| Annual fee | $150 | $95 |
| Net value |

You use travel. Travel alone is worth $100 here and nothing on the Marriott Bonvoy Boundless.
The Delta SkyMiles® Gold American Express Card is better with -$50 net annual value compared to the Marriott Bonvoy Boundless at -$95. The Delta SkyMiles® Gold American Express Card wins by $45/year.
The key differences: Delta SkyMiles® Gold American Express Card has a $150 annual fee and $100 in annual benefits, while Marriott Bonvoy Boundless has a $95 annual fee and $0 in annual benefits. The annual fee difference is $55.
The Marriott Bonvoy Boundless has a lower annual fee at $95 compared to the Delta SkyMiles® Gold American Express Card at $150. However, the Delta SkyMiles® Gold American Express Card offers $100 in total annual benefits.
Yes, the Delta SkyMiles® Gold American Express Card offers better value with -$50 net annual value compared to -$95 for the Marriott Bonvoy Boundless. Even though it has a higher annual fee ($150 vs $95), the Delta SkyMiles® Gold American Express Card provides more total benefits.
For these specific cards, Amex's Delta SkyMiles® Gold American Express Card offers better value with -$50 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.
The Delta SkyMiles® Gold American Express Card is better for travel with $100 in annual travel benefits compared to $0 for the Marriott Bonvoy Boundless.
| -$50 |
| -$95 |
If you're deciding between the Delta SkyMiles® Gold American Express Card and Marriott Bonvoy Boundless, the Delta SkyMiles® Gold American Express Card is the better choice with -$50 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.