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COMPARE/DELTA SKYMILES® GOLD AMERICAN EXPRESS CARD VS UNITED EXPLORER
FIRST CARD
SECOND CARD

Delta SkyMiles® Gold American Express Card or Chase United Explorer?

Chase United Explorer returns $230 over its fee and Delta SkyMiles® Gold American Express Card returns $50, so the fee difference comes down to which categories you use.

Delta SkyMiles® Gold American Express Card
Delta SkyMiles® Gold American Express CardAmerican Express · $150 fee · 1 credits
Chase United Explorer
Chase United ExplorerChase · $150 fee · 4 credits
NET VALUE-$50$100 credits
NET VALUE+$230$380 credits
Delta SkyMiles® Gold American Express Card
AMERICAN EXPRESSDelta SkyMiles® Gold American Express Card
FEE$150
CREDITS$100
NET-$50
Category wins0 of 3
BEST NET VALUE
Chase United Explorer
CHASEChase United Explorer
FEE$150
CREDITS$380
NET+$230
Category wins3 of 3
TAKE THE UNITED EXPLORER IF

You use travel, food & dining, transportation. Food & Dining and Transportation alone are worth $180 here and nothing on the Delta SkyMiles® Gold American Express Card.

Track what you useAdd your card and mark the credits you collect. The calculator does the rest.
Start tracking free

Frequently asked questions

Which is better, Delta SkyMiles® Gold American Express Card or Chase United Explorer?

The Chase United Explorer is better with $230 net annual value compared to the Delta SkyMiles® Gold American Express Card at -$50. The Chase United Explorer wins by $280/year.

What's the difference between Delta SkyMiles® Gold American Express Card and Chase United Explorer?

The key differences: Chase United Explorer has a $150 annual fee and $380 in annual benefits, while Delta SkyMiles® Gold American Express Card has a $150 annual fee and $100 in annual benefits.

Is the Chase United Explorer worth it compared to the Delta SkyMiles® Gold American Express Card?

Yes, the Chase United Explorer offers better value with $230 net annual value compared to -$50 for the Delta SkyMiles® Gold American Express Card. It also has a similar annual fee.

Amex vs Chase: which issuer is better?

For these specific cards, Chase's Chase United Explorer offers better value with $230 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Which card is better for food_and_dining?

The Chase United Explorer is better for food_and_dining with $120 in annual food_and_dining benefits compared to $0 for the Delta SkyMiles® Gold American Express Card.

Should I get the Chase United Explorer?

If you're deciding between the Delta SkyMiles® Gold American Express Card and Chase United Explorer, the Chase United Explorer is the better choice with $230 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

NET VALUE SHOWN FOR EACH
American Express Platinum+$2,109
VS
Chase Sapphire Reserve+$2,348
See the breakdown →
American Express Platinum+$2,109
VS
Capital One Venture X-$65
See the breakdown →
Capital One Venture X-$65
VS
Chase Sapphire Reserve+$2,348
See the breakdown →
American Express Business Platinum+$1,284
VS
Chase Sapphire Reserve for Business+$1,155
See the breakdown →
American Express Delta SkyMiles Reserve-$60
VS
Chase United Quest+$456
See the breakdown →
American Express Gold+$99
VS
American Express Platinum+$2,109
See the breakdown →

MORE DELTA SKYMILES® GOLD AMERICAN EXPRESS CARD COMPARISONS

MORE UNITED EXPLORER COMPARISONS