Delta SkyMiles® Gold American Express Card or World of Hyatt Business Credit Card?
Delta SkyMiles® Gold American Express Card returns $50 over its fee and World of Hyatt Business Credit Card returns $59, so the fee difference comes down to which categories you use.


| CATEGORY | DELTA SKYMILES® GOLD AMERICAN EXPRESS CARD | WORLD OF HYATT BUSINESS CREDIT CARD |
|---|---|---|
| 🌎Travel | $100 | $100 |
| 🍽️Food & Dining | — | $40 |
| Total credits | $100 | $140 |
| Annual fee | $150 | $199 |
| Net value | -$50 | -$59 |

You use food & dining. Food & Dining alone is worth $40 here and nothing on the Delta SkyMiles® Gold American Express Card.
Frequently asked questions
Which is better, Delta SkyMiles® Gold American Express Card or World of Hyatt Business Credit Card?
The Delta SkyMiles® Gold American Express Card is better with -$50 net annual value compared to the World of Hyatt Business Credit Card at -$59. The Delta SkyMiles® Gold American Express Card wins by $9/year.
What's the difference between Delta SkyMiles® Gold American Express Card and World of Hyatt Business Credit Card?
The key differences: World of Hyatt Business Credit Card has a $199 annual fee and $140 in annual benefits, while Delta SkyMiles® Gold American Express Card has a $150 annual fee and $100 in annual benefits. The annual fee difference is $49.
Which has a lower annual fee, Delta SkyMiles® Gold American Express Card or World of Hyatt Business Credit Card?
The Delta SkyMiles® Gold American Express Card has a lower annual fee at $150 compared to the World of Hyatt Business Credit Card at $199. However, the World of Hyatt Business Credit Card offers $140 in total annual benefits.
Is the Delta SkyMiles® Gold American Express Card worth it compared to the World of Hyatt Business Credit Card?
Yes, the Delta SkyMiles® Gold American Express Card offers better value with -$50 net annual value compared to -$59 for the World of Hyatt Business Credit Card. It also has a lower annual fee.
Amex vs Chase: which issuer is better?
For these specific cards, Amex's Delta SkyMiles® Gold American Express Card offers better value with -$50 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.
Should I get the Delta SkyMiles® Gold American Express Card?
If you're deciding between the Delta SkyMiles® Gold American Express Card and World of Hyatt Business Credit Card, the Delta SkyMiles® Gold American Express Card is the better choice with -$50 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.
Other comparisons
NET VALUE SHOWN FOR EACHMORE DELTA SKYMILES® GOLD AMERICAN EXPRESS CARD COMPARISONS
- vs. Amex Business Gold
- vs. Amex Business Platinum
- vs. Amex Delta SkyMiles Reserve
- vs. Amex Delta SkyMiles Reserve Business
- vs. Amex Gold
- vs. Amex Green
- vs. Amex Hilton Honors Aspire
- vs. Amex Marriott Bonvoy Brilliant
- vs. Amex Platinum
- vs. Amex Platinum (Charles Schwab)
- vs. Amex Platinum (Morgan Stanley)
- vs. Delta SkyMiles Gold Business
- vs. Delta SkyMiles Platinum Business
- vs. Delta SkyMiles® Platinum American Express Card
- vs. Hilton Honors American Express Business Card
- vs. Hilton Honors American Express Surpass Card
- vs. Bank of America Premium Rewards
- vs. Bank of America Premium Rewards Elite
- vs. Capital One Venture X
- vs. Capital One Venture X Business
- vs. Hyatt
- vs. Sapphire Preferred
- vs. Sapphire Reserve
- vs. Sapphire Reserve for Business
- vs. United Club
- vs. United Explorer
- vs. United Quest
- vs. IHG One Rewards Business Credit Card
- vs. IHG One Rewards Premier Credit Card
- vs. IHG One Rewards Premier Select Credit Card
- vs. Marriott Bonvoy Boundless
- vs. The Ritz-Carlton Credit Card
- vs. United Business Card
- vs. United Club Business Card
- vs. Citi AAdvantage Executive
- vs. Citi Strata Elite
- vs. U.S. Bank Altitude Reserve
- vs. Wells Fargo Autograph Journey
MORE WORLD OF HYATT BUSINESS CREDIT CARD COMPARISONS
- vs. Amex Business Gold
- vs. Amex Business Platinum
- vs. Amex Delta SkyMiles Reserve
- vs. Amex Delta SkyMiles Reserve Business
- vs. Amex Gold
- vs. Amex Green
- vs. Amex Hilton Honors Aspire
- vs. Amex Marriott Bonvoy Brilliant
- vs. Amex Platinum
- vs. Amex Platinum (Charles Schwab)
- vs. Amex Platinum (Morgan Stanley)
- vs. Delta SkyMiles Gold Business
- vs. Delta SkyMiles Platinum Business
- vs. Delta SkyMiles® Platinum American Express Card
- vs. Hilton Honors American Express Business Card
- vs. Hilton Honors American Express Surpass Card
- vs. Bank of America Premium Rewards
- vs. Bank of America Premium Rewards Elite
- vs. Capital One Venture X
- vs. Capital One Venture X Business
- vs. Hyatt
- vs. Sapphire Preferred
- vs. Sapphire Reserve
- vs. Sapphire Reserve for Business
- vs. United Club
- vs. United Explorer
- vs. United Quest
- vs. IHG One Rewards Business Credit Card
- vs. IHG One Rewards Premier Credit Card
- vs. IHG One Rewards Premier Select Credit Card
- vs. Marriott Bonvoy Boundless
- vs. The Ritz-Carlton Credit Card
- vs. United Business Card
- vs. United Club Business Card
- vs. Citi AAdvantage Executive
- vs. Citi Strata Elite
- vs. U.S. Bank Altitude Reserve
- vs. Wells Fargo Autograph Journey