Delta SkyMiles® Gold American Express Card or Hilton Honors American Express Surpass Card?
Hilton Honors American Express Surpass Card returns $50 over its fee and Delta SkyMiles® Gold American Express Card returns $50, so the fee difference comes down to which categories you use.
| CATEGORY | DELTA SKYMILES® GOLD AMERICAN EXPRESS CARD | HILTON HONORS AMERICAN EXPRESS SURPASS CARD |
|---|---|---|
| 🌎Travel | $100 | $200 |
| Hotel Free Night Certificates | — | |
| Total credits | $100 | $200 |
| Annual fee | $150 | $150 |
| Net value | -$50 | +$50 |
You use travel.
Frequently asked questions
Which is better, Delta SkyMiles® Gold American Express Card or Hilton Honors American Express Surpass Card?
The Hilton Honors American Express Surpass Card is better with $50 net annual value compared to the Delta SkyMiles® Gold American Express Card at -$50. The Hilton Honors American Express Surpass Card wins by $100/year.
What's the difference between Delta SkyMiles® Gold American Express Card and Hilton Honors American Express Surpass Card?
The key differences: Hilton Honors American Express Surpass Card has a $150 annual fee and $200 in annual benefits, while Delta SkyMiles® Gold American Express Card has a $150 annual fee and $100 in annual benefits.
Is the Hilton Honors American Express Surpass Card worth it compared to the Delta SkyMiles® Gold American Express Card?
Yes, the Hilton Honors American Express Surpass Card offers better value with $50 net annual value compared to -$50 for the Delta SkyMiles® Gold American Express Card. It also has a similar annual fee.
Which card is better for travel?
The Hilton Honors American Express Surpass Card is better for travel with $200 in annual travel benefits compared to $100 for the Delta SkyMiles® Gold American Express Card.
Should I get the Hilton Honors American Express Surpass Card?
If you're deciding between the Delta SkyMiles® Gold American Express Card and Hilton Honors American Express Surpass Card, the Hilton Honors American Express Surpass Card is the better choice with $50 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.