Delta SkyMiles® Gold American Express Card vs Hilton Honors American Express Surpass Card Comparison
Hilton Honors American Express Surpass Card wins with $50 net annual value

Delta SkyMiles® Gold American Express Card
$150
VS
Hilton Honors American Express Surpass Card
$150
| Category | Delta SkyMiles® Gold American Express CardDelta SkyMiles® | Hilton Honors American Express Surpass CardHilton Honors |
|---|---|---|
| Annual Fee | $150 | $150 |
| 🌎Travel | $100 | $200 |
| 🏨Hotels | $200 | |
| 🌎Travel | $100 | |
| Total Annual Value | $100 | $200 |
| Net Value | -$50 | +$50 |
Card Details


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Start Tracking FreeFrequently Asked Questions
The Hilton Honors American Express Surpass Card is better with $50 net annual value compared to the Delta SkyMiles® Gold American Express Card at -$50. The Hilton Honors American Express Surpass Card wins by $100/year.
The key differences: Hilton Honors American Express Surpass Card has a $150 annual fee and $200 in annual benefits, while Delta SkyMiles® Gold American Express Card has a $150 annual fee and $100 in annual benefits.
Yes, the Hilton Honors American Express Surpass Card offers better value with $50 net annual value compared to -$50 for the Delta SkyMiles® Gold American Express Card. It also has a similar annual fee.
The Hilton Honors American Express Surpass Card is better for travel with $200 in annual travel benefits compared to $100 for the Delta SkyMiles® Gold American Express Card.
If you're deciding between the Delta SkyMiles® Gold American Express Card and Hilton Honors American Express Surpass Card, the Hilton Honors American Express Surpass Card is the better choice with $50 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.
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