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Hilton Honors American Express Surpass Card
AMERICAN EXPRESSPERSONAL

Hilton Honors American Express Surpass Card

1 credits worth $200 at face value against an $150 annual fee. 1 of them pay nothing until you enroll.

UPDATED OCT 20261 CREDITS TRACKED1 NEED ENROLLMENT
ANNUAL FEE
$150/ year
Credits at face value$200
Break-even75%
Track these credits free →

Open the full Hilton Honors American Express Surpass Card calculator →

All 1 credits, by how often they reset

Quarterly

1 CREDIT · $200 / YR
Hilton Statement Credit$50
4 × $50 = $200
ENROLL
Up to $50 in statement credits each quarter for eligible purchases at participating Hilton properties worldwide.

Included perks

NOT COUNTED IN TOTAL
Hilton Surpass Free NightOne Hilton Honors free night after you spend $15,000 on the card in a calendar year. Good for one standard room for two people, with no points cap. Expires one year after it's issued.
Certificate
THE PART PEOPLE MISS1 of 1 credits pay nothing until you enroll

That’s $200 of face value sitting behind a form. Enrollment is one-time per credit and never applies retroactively.

Hilton Statement Credit$200

All of them live in the Benefits section of your issuer’s website.

How it compares

Frequently asked questions

What is the Hilton Honors American Express Surpass Card annual fee?

The Hilton Honors American Express Surpass Card has an annual fee of $150. This is a personal credit card.

Is the Hilton Honors American Express Surpass Card worth it?

The Hilton Honors American Express Surpass Card offers $200 in annual benefits with a $150 annual fee, for a net value of $50. It can be worth it if you use the key benefits like Hilton Statement Credit.

What benefits does the Hilton Honors American Express Surpass Card include?

The Hilton Honors American Express Surpass Card includes 2 benefits, including Hilton Statement Credit ($200/year).