CALCULATOR/HILTON HONORS AMERICAN EXPRESS SURPASS CARD

Is the Hilton Honors American Express Surpass Card worth it?

1 credits worth $200 at face value against a $150 fee. Turn off what you won’t use and the number at the bottom is your answer.

VIEW CARD DETAILS

YOUR CARD

YOUR FEE

$150

Statement and merchant credits1 OF 1 ON

SET ALL TO

Then change any row.

Hilton Statement Credit$50 / Quarterly face

/yr

Credits subtotal$180/yr

Additional benefitsWhat are these worth to you? We will not guess, because a lounge is worth a lot to someone who flies weekly and nothing to someone who does not.

HOTEL FREE NIGHT CERT

Hilton Surpass Free Night

/yr

YOUR VERDICT

Credits at your values$180

Annual fee−$150

You come out ahead by$30

120% RETURN ON THE FEE

HOW YOU GOT HEREEverything set to 90% of face, 1 perk still unpriced, so this is a floor.

Save this and track it free →