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COMPARE/HILTON HONORS AMERICAN EXPRESS BUSINESS CARD VS HILTON HONORS AMERICAN EXPRESS SURPASS CARD
FIRST CARD
SECOND CARD

Hilton Honors American Express Business Card or Hilton Honors American Express Surpass Card?

Hilton Honors American Express Surpass Card returns $50 over its fee and Hilton Honors American Express Business Card returns $45, so the fee difference comes down to which categories you use.

Hilton Honors American Express Business Card
Hilton Honors American Express Business CardAmerican Express · $195 fee · 1 credits
Hilton Honors American Express Surpass Card
Hilton Honors American Express Surpass CardAmerican Express · $150 fee · 1 credits
NET VALUE+$45$240 credits
NET VALUE+$50$200 credits
Hilton Honors American Express Business Card
AMERICAN EXPRESSHilton Honors American Express Business Card
FEE$195
CREDITS$240
NET+$45
Category wins1 of 1
BEST NET VALUE
Hilton Honors American Express Surpass Card
AMERICAN EXPRESSHilton Honors American Express Surpass Card
FEE$150
CREDITS$200
NET+$50
Category wins0 of 1
ADDITIONAL BENEFITS
HOTEL FREE NIGHT CERTIFICATES
Hilton Surpass Free Night
TAKE THE HILTON HONORS AMERICAN EXPRESS BUSINESS CARD IF

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Frequently asked questions

Which is better, Hilton Honors American Express Business Card or Hilton Honors American Express Surpass Card?

The Hilton Honors American Express Surpass Card is better with $50 net annual value compared to the Hilton Honors American Express Business Card at $45. The Hilton Honors American Express Surpass Card wins by $5/year.

What's the difference between Hilton Honors American Express Business Card and Hilton Honors American Express Surpass Card?

The key differences: Hilton Honors American Express Business Card has a $195 annual fee and $240 in annual benefits, while Hilton Honors American Express Surpass Card has a $150 annual fee and $200 in annual benefits. The annual fee difference is $45.

Which has a lower annual fee, Hilton Honors American Express Business Card or Hilton Honors American Express Surpass Card?

The Hilton Honors American Express Surpass Card has a lower annual fee at $150 compared to the Hilton Honors American Express Business Card at $195. However, the Hilton Honors American Express Business Card offers $240 in total annual benefits.

Is the Hilton Honors American Express Surpass Card worth it compared to the Hilton Honors American Express Business Card?

Yes, the Hilton Honors American Express Surpass Card offers better value with $50 net annual value compared to $45 for the Hilton Honors American Express Business Card. It also has a lower annual fee.

Should I get the Hilton Honors American Express Surpass Card?

If you're deciding between the Hilton Honors American Express Business Card and Hilton Honors American Express Surpass Card, the Hilton Honors American Express Surpass Card is the better choice with $50 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

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MORE HILTON HONORS AMERICAN EXPRESS BUSINESS CARD COMPARISONS

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