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COMPARE/AMEX DELTA SKYMILES RESERVE VS HILTON HONORS AMERICAN EXPRESS SURPASS CARD
FIRST CARD
SECOND CARD

American Express Delta SkyMiles Reserve or Hilton Honors American Express Surpass Card?

Hilton Honors American Express Surpass Card returns $50 over its fee and American Express Delta SkyMiles Reserve returns $60, so the fee difference comes down to which categories you use.

American Express Delta SkyMiles Reserve
American Express Delta SkyMiles ReserveAmerican Express · $650 fee · 4 credits
Hilton Honors American Express Surpass Card
Hilton Honors American Express Surpass CardAmerican Express · $150 fee · 1 credits
NET VALUE-$60$590 credits
NET VALUE+$50$200 credits
American Express Delta SkyMiles Reserve
AMERICAN EXPRESSAmerican Express Delta SkyMiles Reserve
FEE$650
CREDITS$590
NET-$60
Category wins2 of 3
ADDITIONAL BENEFITS
AIRLINE COMPANION CERTIFICATES
Delta First Class Companion Certificate
LOUNGE ACCESS
Centurion Lounge Access
Delta Sky Club Access
BEST NET VALUE
Hilton Honors American Express Surpass Card
AMERICAN EXPRESSHilton Honors American Express Surpass Card
FEE$150
CREDITS$200
NET+$50
Category wins0 of 3
ADDITIONAL BENEFITS
HOTEL FREE NIGHT CERTIFICATES
Hilton Surpass Free Night
TAKE THE AMEX DELTA SKYMILES RESERVE IF

You use food & dining, transportation. Food & Dining and Transportation alone are worth $360 here and nothing on the Hilton Honors American Express Surpass Card.

Where to use each card

AMEX DELTA SKYMILES RESERVE
🍽️
Resy Credit Restaurants10830 LOCATIONS
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HILTON HONORS AMERICAN EXPRESS SURPASS CARD

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Frequently asked questions

Which is better, American Express Delta SkyMiles Reserve or Hilton Honors American Express Surpass Card?

The Hilton Honors American Express Surpass Card is better with $50 net annual value compared to the American Express Delta SkyMiles Reserve at -$60. The Hilton Honors American Express Surpass Card wins by $110/year.

What's the difference between American Express Delta SkyMiles Reserve and Hilton Honors American Express Surpass Card?

The key differences: American Express Delta SkyMiles Reserve has a $650 annual fee and $590 in annual benefits, while Hilton Honors American Express Surpass Card has a $150 annual fee and $200 in annual benefits. The annual fee difference is $500.

Which has a lower annual fee, American Express Delta SkyMiles Reserve or Hilton Honors American Express Surpass Card?

The Hilton Honors American Express Surpass Card has a lower annual fee at $150 compared to the American Express Delta SkyMiles Reserve at $650. However, the American Express Delta SkyMiles Reserve offers $590 in total annual benefits.

Is the Hilton Honors American Express Surpass Card worth it compared to the American Express Delta SkyMiles Reserve?

Yes, the Hilton Honors American Express Surpass Card offers better value with $50 net annual value compared to -$60 for the American Express Delta SkyMiles Reserve. It also has a lower annual fee.

Which card is better for food_and_dining?

The American Express Delta SkyMiles Reserve is better for food_and_dining with $240 in annual food_and_dining benefits compared to $0 for the Hilton Honors American Express Surpass Card.

Should I get the Hilton Honors American Express Surpass Card?

If you're deciding between the American Express Delta SkyMiles Reserve and Hilton Honors American Express Surpass Card, the Hilton Honors American Express Surpass Card is the better choice with $50 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

NET VALUE SHOWN FOR EACH
American Express Platinum+$2,109
VS
Chase Sapphire Reserve+$2,348
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American Express Platinum+$2,109
VS
Capital One Venture X-$65
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Capital One Venture X-$65
VS
Chase Sapphire Reserve+$2,348
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American Express Business Platinum+$1,284
VS
Chase Sapphire Reserve for Business+$1,155
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American Express Delta SkyMiles Reserve-$60
VS
Chase United Quest+$456
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American Express Gold+$99
VS
American Express Platinum+$2,109
See the breakdown →

MORE AMEX DELTA SKYMILES RESERVE COMPARISONS

MORE HILTON HONORS AMERICAN EXPRESS SURPASS CARD COMPARISONS