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American Express Delta SkyMiles Reserve
AMERICAN EXPRESSPERSONAL

American Express Delta SkyMiles Reserve

4 credits worth $590 at face value against an $650 annual fee. 2 of them pay nothing until you enroll.

UPDATED OCT 20264 CREDITS TRACKED2 NEED ENROLLMENT
ANNUAL FEE
$650/ year
Credits at face value$590
Break-even110%
Track these credits free →

Open the full American Express Delta SkyMiles Reserve calculator →

All 4 credits, by how often they reset

Monthly

2 CREDITS · $360 / YR
Resy Dining Credit$20
12 × $20 = $240
ENROLL
Earn up to $20 in statement credits each month for a total of up to $240 per calendar year on eligible Resy purchases at participating restaurants.
Delta Rideshare Credit$10
12 × $10 = $120
ENROLL
Earn up to $10 in statement credits per month when you use your card for eligible purchases with rideshare services: Uber, Lyft, Curb, Revel, and Alto. Maximum $120 per calendar year.

Once a calendar year

1 CREDIT · $200 / YR
Delta Stays Credit$200
$200
AUTO
One prepaid hotel stay through delta.com/stays can max out this entire credit. Delta Reserve gets $200/year, Platinum cards get $150/year, and Gold cards get $100/year. You also earn SkyMiles on top, making it better value than booking the same hotel directly. Only new prepaid bookings qualify — no pay-at-hotel rates.

Included perks

NOT COUNTED IN TOTAL
Delta First Class Companion CertificateOne round-trip Delta companion ticket each year after card renewal, good in Delta Main, Comfort, Premium Select or First. You pay for your own ticket, and your companion pays only taxes and fees (up to $80 domestic, up to $250 to Mexico, the Caribbean and Central America). Not valid for Delta One. Valid for one year from issue.
Certificate
Delta Sky Club Access15 Delta Sky Club visits a year when you fly Delta that day, plus 4 one-time guest passes (2 per visit). Basic Economy fares don't qualify. Other guests cost $50 each.
Included
Centurion Lounge AccessFree entry to Centurion Lounges, Sidecar by The Centurion Lounge and Escape Lounges when you fly a same-day Delta flight booked with this card. Up to 2 guests at $50 each ($30 for ages 2-17), on your flight. Arrive no more than 3 hours before departure (90 minutes for Sidecar).
Included
THE PART PEOPLE MISS2 of 4 credits pay nothing until you enroll

That’s $360 of face value sitting behind a form. Enrollment is one-time per credit and never applies retroactively.

Resy Dining Credit$240
Delta Rideshare Credit$120

All of them live in the Benefits section of your issuer’s website.

Where to use this card

🍽️Resy Credit Restaurants10830 LOCATIONSFind 10,000+ US restaurants where your Amex Resy Credit works. Platinum cardholders earn up to $400/year and Gold cardholders up to $100/year on eligible Resy purchases.Browse map →

How it compares

CHASEvs. United QuestCompare →MAPSWhere these credits workOur own restaurant list, searchable by city.Open the map →

Frequently asked questions

What is the American Express Delta SkyMiles Reserve annual fee?

The American Express Delta SkyMiles Reserve has an annual fee of $650. This is a personal credit card.

Is the American Express Delta SkyMiles Reserve worth it?

The American Express Delta SkyMiles Reserve offers $590 in annual benefits with a $650 annual fee, for a net value of -$60. Whether it's worth it depends on how many benefits you can use. Focus on maximizing Resy Dining Credit.

What benefits does the American Express Delta SkyMiles Reserve include?

The American Express Delta SkyMiles Reserve includes 7 benefits, including Resy Dining Credit ($240/year), Delta Stays Credit ($200/year), Delta Rideshare Credit ($120/year), Global Entry / TSA PreCheck Credit ($30/year).

What statement credits does the American Express Delta SkyMiles Reserve have?

The American Express Delta SkyMiles Reserve includes 4 statement credits: Resy Dining Credit, Delta Stays Credit, Delta Rideshare Credit, Global Entry / TSA PreCheck Credit. Together they provide $590 in annual value.