CALCULATOR/AMERICAN EXPRESS DELTA SKYMILES RESERVE

Is the American Express Delta SkyMiles Reserve worth it?

4 credits worth $590 at face value against a $650 fee. Turn off what you won’t use and the number at the bottom is your answer.

VIEW CARD DETAILS

YOUR CARD

YOUR FEE

$650

Statement and merchant credits4 OF 4 ON

SET ALL TO

Then change any row.

Delta Stays Credit$200 / Calendar Year face

/yr

Resy Dining Credit$20 / Monthly face

/yr

Delta Rideshare Credit$10 / Monthly face

/yr

Global Entry / TSA PreCheck Credit$120 / Every 4 Years face

/yr

Credits subtotal$531/yr

Additional benefitsWhat are these worth to you? We will not guess, because a lounge is worth a lot to someone who flies weekly and nothing to someone who does not.

LOUNGE ACCESS

Delta Sky Club Access (Reserve tier)

/yr

YOUR VERDICT

Credits at your values$531

Annual fee−$650

You fall short by−$119

82% RETURN ON THE FEE

HOW YOU GOT HEREEverything set to 90% of face, 1 perk still unpriced, so this is a floor.

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