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COMPARE/HILTON HONORS AMERICAN EXPRESS SURPASS CARD VS IHG ONE REWARDS PREMIER SELECT CREDIT CARD
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SECOND CARD

Hilton Honors American Express Surpass Card or IHG One Rewards Premier Select Credit Card?

Hilton Honors American Express Surpass Card returns $50 over its fee and IHG One Rewards Premier Select Credit Card returns $30, so the fee difference comes down to which categories you use.

Hilton Honors American Express Surpass Card
Hilton Honors American Express Surpass CardAmerican Express · $150 fee · 1 credits
IHG One Rewards Premier Select Credit Card
IHG One Rewards Premier Select Credit CardChase · $350 fee · 3 credits
NET VALUE+$50$200 credits
NET VALUE+$30$380 credits
BEST NET VALUE
Hilton Honors American Express Surpass Card
AMERICAN EXPRESSHilton Honors American Express Surpass Card
FEE$150
CREDITS$200
NET+$50
Category wins0 of 1
ADDITIONAL BENEFITS
HOTEL FREE NIGHT CERTIFICATES
Hilton Surpass Free Night
IHG One Rewards Premier Select Credit Card
CHASEIHG One Rewards Premier Select Credit Card
FEE$350
CREDITS$380
NET+$30
Category wins1 of 1
ADDITIONAL BENEFITS
HOTEL FREE NIGHT CERTIFICATES
IHG 60k Free Night
TAKE THE IHG ONE REWARDS PREMIER SELECT CREDIT CARD IF

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Frequently asked questions

Which is better, Hilton Honors American Express Surpass Card or IHG One Rewards Premier Select Credit Card?

The Hilton Honors American Express Surpass Card is better with $50 net annual value compared to the IHG One Rewards Premier Select Credit Card at $30. The Hilton Honors American Express Surpass Card wins by $20/year.

What's the difference between Hilton Honors American Express Surpass Card and IHG One Rewards Premier Select Credit Card?

The key differences: IHG One Rewards Premier Select Credit Card has a $350 annual fee and $380 in annual benefits, while Hilton Honors American Express Surpass Card has a $150 annual fee and $200 in annual benefits. The annual fee difference is $200.

Which has a lower annual fee, Hilton Honors American Express Surpass Card or IHG One Rewards Premier Select Credit Card?

The Hilton Honors American Express Surpass Card has a lower annual fee at $150 compared to the IHG One Rewards Premier Select Credit Card at $350. However, the IHG One Rewards Premier Select Credit Card offers $380 in total annual benefits.

Is the Hilton Honors American Express Surpass Card worth it compared to the IHG One Rewards Premier Select Credit Card?

Yes, the Hilton Honors American Express Surpass Card offers better value with $50 net annual value compared to $30 for the IHG One Rewards Premier Select Credit Card. It also has a lower annual fee.

Amex vs Chase: which issuer is better?

For these specific cards, Amex's Hilton Honors American Express Surpass Card offers better value with $50 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Which card is better for travel?

The IHG One Rewards Premier Select Credit Card is better for travel with $350 in annual travel benefits compared to $200 for the Hilton Honors American Express Surpass Card.

Should I get the Hilton Honors American Express Surpass Card?

If you're deciding between the Hilton Honors American Express Surpass Card and IHG One Rewards Premier Select Credit Card, the Hilton Honors American Express Surpass Card is the better choice with $50 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

NET VALUE SHOWN FOR EACH
American Express Platinum+$2,111
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Chase Sapphire Reserve+$2,276
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American Express Platinum+$2,111
VS
Capital One Venture X-$65
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Capital One Venture X-$65
VS
Chase Sapphire Reserve+$2,276
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American Express Business Platinum+$1,274
VS
Chase Sapphire Reserve for Business+$1,275
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American Express Delta SkyMiles Reserve-$60
VS
Chase United Quest+$456
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American Express Gold+$99
VS
American Express Platinum+$2,111
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MORE HILTON HONORS AMERICAN EXPRESS SURPASS CARD COMPARISONS

MORE IHG ONE REWARDS PREMIER SELECT CREDIT CARD COMPARISONS