COMPARE/BANK OF AMERICA PREMIUM REWARDS VS IHG ONE REWARDS PREMIER SELECT CREDIT CARD

FIRST CARD

SECOND CARD

Bank of America Premium Rewards or IHG One Rewards Premier Select Credit Card?

Both cards return similar value over their fees. The right pick depends on which categories match your spending.

Bank of America Premium RewardsBank of America · $95 fee · 2 credits

IHG One Rewards Premier Select Credit CardChase · $350 fee · 3 credits

NET VALUE+$30$125 credits

NET VALUE+$30$380 credits

CATEGORY	BANK OF AMERICA PREMIUM REWARDS	IHG ONE REWARDS PREMIER SELECT CREDIT CARD
🌎Travel	$125	$350
Hotel Free Night Certificates	—	IHG 60k Free Night
Total credits	$125	$380
Annual fee	$95	$350
Net value	+$30	+$30

BANK OF AMERICABank of America Premium Rewards

FEE$95

CREDITS$125

NET+$30

Category wins0 of 1

CHASEIHG One Rewards Premier Select Credit Card

FEE$350

CREDITS$380

NET+$30

Category wins1 of 1

ADDITIONAL BENEFITS

HOTEL FREE NIGHT CERTIFICATES

IHG 60k Free Night

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Frequently asked questions

Which is better, Bank of America Premium Rewards or IHG One Rewards Premier Select Credit Card?

Both cards offer similar net value ($30 vs $30). The best choice depends on your spending habits and which benefits you'll actually use.

What's the difference between Bank of America Premium Rewards and IHG One Rewards Premier Select Credit Card?

The key differences: IHG One Rewards Premier Select Credit Card has a $350 annual fee and $380 in annual benefits, while Bank of America Premium Rewards has a $95 annual fee and $125 in annual benefits. The annual fee difference is $255.

Which has a lower annual fee, Bank of America Premium Rewards or IHG One Rewards Premier Select Credit Card?

The Bank of America Premium Rewards has a lower annual fee at $95 compared to the IHG One Rewards Premier Select Credit Card at $350. However, the IHG One Rewards Premier Select Credit Card offers $380 in total annual benefits.

Bank of America vs Chase: which issuer is better?

For these specific cards, both issuers offer similar value (Bank of America: $30, Chase: $30). Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Which card is better for travel?

The IHG One Rewards Premier Select Credit Card is better for travel with $350 in annual travel benefits compared to $125 for the Bank of America Premium Rewards.