FIRST CARD
VSSECOND CARD
Bank of America Premium Rewards or Capital One Venture X Business?
Bank of America Premium Rewards returns $30 over its fee and Capital One Venture X Business returns $65, so the fee difference comes down to which categories you use.
Bank of America Premium RewardsBank of America · $95 fee · 2 credits
Capital One Venture X BusinessCapital One · $395 fee · 2 credits
NET VALUE+$30$125 credits
NET VALUE-$65$330 credits
| CATEGORY | BANK OF AMERICA PREMIUM REWARDS | CAPITAL ONE VENTURE X BUSINESS |
|---|---|---|
| 🌎Travel | $125 | $300 |
| Lounge Access | — | |
| Total credits | $125 | $330 |
| Annual fee |
BEST NET VALUE
CAPITAL ONECapital One Venture X Business
FEE$395
CREDITS$330
NET-$65
Category wins1 of 1
ADDITIONAL BENEFITS
TAKE THE CAPITAL ONE VENTURE X BUSINESS IF
You use travel.
Track what you useAdd your card and mark the credits you collect. The calculator does the rest.
Start tracking freeFrequently asked questions
Which is better, Bank of America Premium Rewards or Capital One Venture X Business?
The Bank of America Premium Rewards is better with $30 net annual value compared to the Capital One Venture X Business at -$65. The Bank of America Premium Rewards wins by $95/year.
What's the difference between Bank of America Premium Rewards and Capital One Venture X Business?
The key differences: Capital One Venture X Business has a $395 annual fee and $330 in annual benefits, while Bank of America Premium Rewards has a $95 annual fee and $125 in annual benefits. The annual fee difference is $300.
Which has a lower annual fee, Bank of America Premium Rewards or Capital One Venture X Business?
The Bank of America Premium Rewards has a lower annual fee at $95 compared to the Capital One Venture X Business at $395. However, the Capital One Venture X Business offers $330 in total annual benefits.
Is the Bank of America Premium Rewards worth it compared to the Capital One Venture X Business?
Yes, the Bank of America Premium Rewards offers better value with $30 net annual value compared to -$65 for the Capital One Venture X Business. It also has a lower annual fee.
Bank of America vs Capital One: which issuer is better?
For these specific cards, Bank of America's Bank of America Premium Rewards offers better value with $30 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.
Which card is better for travel?
The Capital One Venture X Business is better for travel with $300 in annual travel benefits compared to $125 for the Bank of America Premium Rewards.