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COMPARE/BANK OF AMERICA PREMIUM REWARDS VS CAPITAL ONE VENTURE X
FIRST CARD
SECOND CARD

Bank of America Premium Rewards or Capital One Venture X?

Bank of America Premium Rewards returns $30 over its fee and Capital One Venture X returns $65, so the fee difference comes down to which categories you use.

Bank of America Premium Rewards
Bank of America Premium RewardsBank of America · $95 fee · 2 credits
Capital One Venture X
Capital One Venture XCapital One · $395 fee · 2 credits
NET VALUE+$30$125 credits
NET VALUE-$65$330 credits
BEST NET VALUE
Bank of America Premium Rewards
BANK OF AMERICABank of America Premium Rewards
FEE$95
CREDITS$125
NET+$30
Category wins0 of 1
Capital One Venture X
CAPITAL ONECapital One Venture X
FEE$395
CREDITS$330
NET-$65
Category wins1 of 1
ADDITIONAL BENEFITS
LOUNGE ACCESS
Capital One Lounge Access
Priority Pass Select
TAKE THE CAPITAL ONE VENTURE X IF

You use travel.

Where to use each card

BANK OF AMERICA PREMIUM REWARDS

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CAPITAL ONE VENTURE X
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Frequently asked questions

Which is better, Bank of America Premium Rewards or Capital One Venture X?

The Bank of America Premium Rewards is better with $30 net annual value compared to the Capital One Venture X at -$65. The Bank of America Premium Rewards wins by $95/year.

What's the difference between Bank of America Premium Rewards and Capital One Venture X?

The key differences: Capital One Venture X has a $395 annual fee and $330 in annual benefits, while Bank of America Premium Rewards has a $95 annual fee and $125 in annual benefits. The annual fee difference is $300.

Which has a lower annual fee, Bank of America Premium Rewards or Capital One Venture X?

The Bank of America Premium Rewards has a lower annual fee at $95 compared to the Capital One Venture X at $395. However, the Capital One Venture X offers $330 in total annual benefits.

Is the Bank of America Premium Rewards worth it compared to the Capital One Venture X?

Yes, the Bank of America Premium Rewards offers better value with $30 net annual value compared to -$65 for the Capital One Venture X. It also has a lower annual fee.

Bank of America vs Capital One: which issuer is better?

For these specific cards, Bank of America's Bank of America Premium Rewards offers better value with $30 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Which card is better for travel?

The Capital One Venture X is better for travel with $300 in annual travel benefits compared to $125 for the Bank of America Premium Rewards.

Should I get the Bank of America Premium Rewards?

If you're deciding between the Bank of America Premium Rewards and Capital One Venture X, the Bank of America Premium Rewards is the better choice with $30 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

NET VALUE SHOWN FOR EACH
American Express Platinum+$2,109
VS
Chase Sapphire Reserve+$2,348
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American Express Platinum+$2,109
VS
Capital One Venture X-$65
See the breakdown →
Capital One Venture X-$65
VS
Chase Sapphire Reserve+$2,348
See the breakdown →
American Express Business Platinum+$1,284
VS
Chase Sapphire Reserve for Business+$1,155
See the breakdown →
American Express Delta SkyMiles Reserve-$60
VS
Chase United Quest+$456
See the breakdown →
American Express Gold+$99
VS
American Express Platinum+$2,109
See the breakdown →

MORE BANK OF AMERICA PREMIUM REWARDS COMPARISONS

MORE CAPITAL ONE VENTURE X COMPARISONS