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COMPARE/CAPITAL ONE VENTURE X VS SAPPHIRE PREFERRED
FIRST CARD
SECOND CARD

Capital One Venture X or Chase Sapphire Preferred?

Chase Sapphire Preferred returns $455 over its fee and Capital One Venture X returns $65, so the fee difference comes down to which categories you use.

Capital One Venture X
Capital One Venture XCapital One · $395 fee · 2 credits
Chase Sapphire Preferred
Chase Sapphire PreferredChase · $95 fee · 5 credits
NET VALUE-$65$330 credits
NET VALUE+$455$550 credits
Capital One Venture X
CAPITAL ONECapital One Venture X
FEE$395
CREDITS$330
NET-$65
Category wins1 of 3
ADDITIONAL BENEFITS
LOUNGE ACCESS
Capital One Lounge Access
Priority Pass Select
BEST NET VALUE
Chase Sapphire Preferred
CHASEChase Sapphire Preferred
FEE$95
CREDITS$550
NET+$455
Category wins2 of 3
TAKE THE CAPITAL ONE VENTURE X IF

You use travel.

TAKE THE SAPPHIRE PREFERRED IF

You use food & dining, entertainment & media. Food & Dining and Entertainment & Media alone are worth $420 here and nothing on the Capital One Venture X.

Where to use each card

CAPITAL ONE VENTURE X
🛫
Airport Lounges48 LOCATIONS
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SAPPHIRE PREFERRED

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Frequently asked questions

Which is better, Capital One Venture X or Chase Sapphire Preferred?

The Chase Sapphire Preferred is better with $455 net annual value compared to the Capital One Venture X at -$65. The Chase Sapphire Preferred wins by $520/year.

What's the difference between Capital One Venture X and Chase Sapphire Preferred?

The key differences: Capital One Venture X has a $395 annual fee and $550 in annual benefits, while Chase Sapphire Preferred has a $95 annual fee and $330 in annual benefits. The annual fee difference is $300.

Which has a lower annual fee, Capital One Venture X or Chase Sapphire Preferred?

The Chase Sapphire Preferred has a lower annual fee at $95 compared to the Capital One Venture X at $395. However, the Capital One Venture X offers $330 in total annual benefits.

Is the Chase Sapphire Preferred worth it compared to the Capital One Venture X?

Yes, the Chase Sapphire Preferred offers better value with $455 net annual value compared to -$65 for the Capital One Venture X. It also has a lower annual fee.

Capital One vs Chase: which issuer is better?

For these specific cards, Chase's Chase Sapphire Preferred offers better value with $455 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Which card is better for food_and_dining?

The Chase Sapphire Preferred is better for food_and_dining with $240 in annual food_and_dining benefits compared to $0 for the Capital One Venture X.

Should I get the Chase Sapphire Preferred?

If you're deciding between the Capital One Venture X and Chase Sapphire Preferred, the Chase Sapphire Preferred is the better choice with $455 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

NET VALUE SHOWN FOR EACH
American Express Platinum+$2,109
VS
Chase Sapphire Reserve+$2,348
See the breakdown →
American Express Platinum+$2,109
VS
Capital One Venture X-$65
See the breakdown →
Capital One Venture X-$65
VS
Chase Sapphire Reserve+$2,348
See the breakdown →
American Express Business Platinum+$1,284
VS
Chase Sapphire Reserve for Business+$1,155
See the breakdown →
American Express Delta SkyMiles Reserve-$60
VS
Chase United Quest+$456
See the breakdown →
American Express Gold+$99
VS
American Express Platinum+$2,109
See the breakdown →

MORE CAPITAL ONE VENTURE X COMPARISONS

MORE SAPPHIRE PREFERRED COMPARISONS