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COMPARE/IHG ONE REWARDS BUSINESS CREDIT CARD VS SAPPHIRE PREFERRED
FIRST CARD
SECOND CARD

IHG One Rewards Business Credit Card or Chase Sapphire Preferred?

Chase Sapphire Preferred returns $395 over its fee and IHG One Rewards Business Credit Card returns $70, so the fee difference comes down to which categories you use.

IHG One Rewards Business Credit Card
IHG One Rewards Business Credit CardChase · $200 fee · 2 credits
Chase Sapphire Preferred
Chase Sapphire PreferredChase · $95 fee · 5 credits
NET VALUE-$70$130 credits
NET VALUE+$395$490 credits
IHG One Rewards Business Credit Card
CHASEIHG One Rewards Business Credit Card
FEE$200
CREDITS$130
NET-$70
Category wins0 of 3
ADDITIONAL BENEFITS
HOTEL FREE NIGHT CERTIFICATES
IHG 40k Free Night
BEST NET VALUE
Chase Sapphire Preferred
CHASEChase Sapphire Preferred
FEE$95
CREDITS$490
NET+$395
Category wins2 of 3
TAKE THE SAPPHIRE PREFERRED IF

You use food & dining, entertainment & media. Food & Dining and Entertainment & Media alone are worth $360 here and nothing on the IHG One Rewards Business Credit Card.

Track what you useAdd your card and mark the credits you collect. The calculator does the rest.
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Frequently asked questions

Which is better, IHG One Rewards Business Credit Card or Chase Sapphire Preferred?

The Chase Sapphire Preferred is better with $395 net annual value compared to the IHG One Rewards Business Credit Card at -$70. The Chase Sapphire Preferred wins by $465/year.

What's the difference between IHG One Rewards Business Credit Card and Chase Sapphire Preferred?

The key differences: IHG One Rewards Business Credit Card has a $200 annual fee and $490 in annual benefits, while Chase Sapphire Preferred has a $95 annual fee and $130 in annual benefits. The annual fee difference is $105.

Which has a lower annual fee, IHG One Rewards Business Credit Card or Chase Sapphire Preferred?

The Chase Sapphire Preferred has a lower annual fee at $95 compared to the IHG One Rewards Business Credit Card at $200. However, the IHG One Rewards Business Credit Card offers $130 in total annual benefits.

Is the Chase Sapphire Preferred worth it compared to the IHG One Rewards Business Credit Card?

Yes, the Chase Sapphire Preferred offers better value with $395 net annual value compared to -$70 for the IHG One Rewards Business Credit Card. It also has a lower annual fee.

Which card is better for food_and_dining?

The Chase Sapphire Preferred is better for food_and_dining with $240 in annual food_and_dining benefits compared to $0 for the IHG One Rewards Business Credit Card.

Should I get the Chase Sapphire Preferred?

If you're deciding between the IHG One Rewards Business Credit Card and Chase Sapphire Preferred, the Chase Sapphire Preferred is the better choice with $395 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

NET VALUE SHOWN FOR EACH
American Express Platinum+$2,111
VS
Chase Sapphire Reserve+$2,276
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American Express Platinum+$2,111
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Capital One Venture X-$65
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Capital One Venture X-$65
VS
Chase Sapphire Reserve+$2,276
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American Express Business Platinum+$1,274
VS
Chase Sapphire Reserve for Business+$1,275
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American Express Delta SkyMiles Reserve-$60
VS
Chase United Quest+$456
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American Express Gold+$99
VS
American Express Platinum+$2,111
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MORE IHG ONE REWARDS BUSINESS CREDIT CARD COMPARISONS

MORE SAPPHIRE PREFERRED COMPARISONS