Delta SkyMiles Platinum Business or IHG One Rewards Business Credit Card?
Delta SkyMiles Platinum Business returns $90 over its fee and IHG One Rewards Business Credit Card returns $70, so the fee difference comes down to which categories you use.


| CATEGORY | DELTA SKYMILES PLATINUM BUSINESS | IHG ONE REWARDS BUSINESS CREDIT CARD |
|---|---|---|
| 🌎Travel | $200 | $100 |
| 🍽️Food & Dining | $120 | — |
| 🚗Transportation | $120 | — |
| Airline Companion Certificates | — | |
| Hotel Free Night Certificates | — | |
| Total credits | $440 | $130 |
| Annual fee | $350 | $200 |
| Net value | +$90 | -$70 |

You use travel, food & dining, transportation. Food & Dining and Transportation alone are worth $240 here and nothing on the IHG One Rewards Business Credit Card.
Where to use each card
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Frequently asked questions
Which is better, Delta SkyMiles Platinum Business or IHG One Rewards Business Credit Card?
The Delta SkyMiles Platinum Business is better with $90 net annual value compared to the IHG One Rewards Business Credit Card at -$70. The Delta SkyMiles Platinum Business wins by $160/year.
What's the difference between Delta SkyMiles Platinum Business and IHG One Rewards Business Credit Card?
The key differences: Delta SkyMiles Platinum Business has a $350 annual fee and $440 in annual benefits, while IHG One Rewards Business Credit Card has a $200 annual fee and $130 in annual benefits. The annual fee difference is $150.
Which has a lower annual fee, Delta SkyMiles Platinum Business or IHG One Rewards Business Credit Card?
The IHG One Rewards Business Credit Card has a lower annual fee at $200 compared to the Delta SkyMiles Platinum Business at $350. However, the Delta SkyMiles Platinum Business offers $440 in total annual benefits.
Is the Delta SkyMiles Platinum Business worth it compared to the IHG One Rewards Business Credit Card?
Yes, the Delta SkyMiles Platinum Business offers better value with $90 net annual value compared to -$70 for the IHG One Rewards Business Credit Card. Even though it has a higher annual fee ($350 vs $200), the Delta SkyMiles Platinum Business provides more total benefits.
Amex vs Chase: which issuer is better?
For these specific cards, Amex's Delta SkyMiles Platinum Business offers better value with $90 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.
Which card is better for food_and_dining?
The Delta SkyMiles Platinum Business is better for food_and_dining with $120 in annual food_and_dining benefits compared to $0 for the IHG One Rewards Business Credit Card.
Should I get the Delta SkyMiles Platinum Business?
If you're deciding between the Delta SkyMiles Platinum Business and IHG One Rewards Business Credit Card, the Delta SkyMiles Platinum Business is the better choice with $90 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.
Other comparisons
NET VALUE SHOWN FOR EACHMORE DELTA SKYMILES PLATINUM BUSINESS COMPARISONS
- vs. Amex Business Gold
- vs. Amex Business Platinum
- vs. Amex Delta SkyMiles Reserve
- vs. Amex Delta SkyMiles Reserve Business
- vs. Amex Gold
- vs. Amex Green
- vs. Amex Hilton Honors Aspire
- vs. Amex Marriott Bonvoy Brilliant
- vs. Amex Platinum
- vs. Amex Platinum (Charles Schwab)
- vs. Amex Platinum (Morgan Stanley)
- vs. Delta SkyMiles Gold Business
- vs. Delta SkyMiles® Gold American Express Card
- vs. Delta SkyMiles® Platinum American Express Card
- vs. Hilton Honors American Express Business Card
- vs. Hilton Honors American Express Surpass Card
- vs. Bank of America Premium Rewards
- vs. Bank of America Premium Rewards Elite
- vs. Capital One Venture X
- vs. Capital One Venture X Business
- vs. Hyatt
- vs. Sapphire Preferred
- vs. Sapphire Reserve
- vs. Sapphire Reserve for Business
- vs. United Club
- vs. United Explorer
- vs. United Quest
- vs. IHG One Rewards Premier Credit Card
- vs. IHG One Rewards Premier Select Credit Card
- vs. Marriott Bonvoy Boundless
- vs. The Ritz-Carlton Credit Card
- vs. United Business Card
- vs. United Club Business Card
- vs. Citi AAdvantage Executive
- vs. Citi Strata Elite
- vs. U.S. Bank Altitude Reserve
- vs. Wells Fargo Autograph Journey
MORE IHG ONE REWARDS BUSINESS CREDIT CARD COMPARISONS
- vs. Amex Business Gold
- vs. Amex Business Platinum
- vs. Amex Delta SkyMiles Reserve
- vs. Amex Delta SkyMiles Reserve Business
- vs. Amex Gold
- vs. Amex Green
- vs. Amex Hilton Honors Aspire
- vs. Amex Marriott Bonvoy Brilliant
- vs. Amex Platinum
- vs. Amex Platinum (Charles Schwab)
- vs. Amex Platinum (Morgan Stanley)
- vs. Delta SkyMiles Gold Business
- vs. Delta SkyMiles® Gold American Express Card
- vs. Delta SkyMiles® Platinum American Express Card
- vs. Hilton Honors American Express Business Card
- vs. Hilton Honors American Express Surpass Card
- vs. Bank of America Premium Rewards
- vs. Bank of America Premium Rewards Elite
- vs. Capital One Venture X
- vs. Capital One Venture X Business
- vs. Hyatt
- vs. Sapphire Preferred
- vs. Sapphire Reserve
- vs. Sapphire Reserve for Business
- vs. United Club
- vs. United Explorer
- vs. United Quest
- vs. IHG One Rewards Premier Credit Card
- vs. IHG One Rewards Premier Select Credit Card
- vs. Marriott Bonvoy Boundless
- vs. The Ritz-Carlton Credit Card
- vs. United Business Card
- vs. United Club Business Card
- vs. Citi AAdvantage Executive
- vs. Citi Strata Elite
- vs. U.S. Bank Altitude Reserve
- vs. Wells Fargo Autograph Journey