IHG One Rewards Business Credit Card or Chase United Explorer?
Chase United Explorer returns $230 over its fee and IHG One Rewards Business Credit Card returns $70, so the fee difference comes down to which categories you use.


| CATEGORY | IHG ONE REWARDS BUSINESS CREDIT CARD | UNITED EXPLORER |
|---|---|---|
| 🌎Travel | $100 | $200 |
| 🍽️Food & Dining | — | $120 |
| 🚗Transportation | — | $60 |
| Hotel Free Night Certificates | — | |
| Total credits | $130 | $380 |
| Annual fee | $200 | $150 |
| Net value | -$70 | +$230 |
You use travel, food & dining, transportation. Food & Dining and Transportation alone are worth $180 here and nothing on the IHG One Rewards Business Credit Card.
Frequently asked questions
Which is better, IHG One Rewards Business Credit Card or Chase United Explorer?
The Chase United Explorer is better with $230 net annual value compared to the IHG One Rewards Business Credit Card at -$70. The Chase United Explorer wins by $300/year.
What's the difference between IHG One Rewards Business Credit Card and Chase United Explorer?
The key differences: IHG One Rewards Business Credit Card has a $200 annual fee and $380 in annual benefits, while Chase United Explorer has a $150 annual fee and $130 in annual benefits. The annual fee difference is $50.
Which has a lower annual fee, IHG One Rewards Business Credit Card or Chase United Explorer?
The Chase United Explorer has a lower annual fee at $150 compared to the IHG One Rewards Business Credit Card at $200. However, the IHG One Rewards Business Credit Card offers $130 in total annual benefits.
Is the Chase United Explorer worth it compared to the IHG One Rewards Business Credit Card?
Yes, the Chase United Explorer offers better value with $230 net annual value compared to -$70 for the IHG One Rewards Business Credit Card. It also has a lower annual fee.
Which card is better for food_and_dining?
The Chase United Explorer is better for food_and_dining with $120 in annual food_and_dining benefits compared to $0 for the IHG One Rewards Business Credit Card.
Should I get the Chase United Explorer?
If you're deciding between the IHG One Rewards Business Credit Card and Chase United Explorer, the Chase United Explorer is the better choice with $230 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.
Other comparisons
NET VALUE SHOWN FOR EACHMORE IHG ONE REWARDS BUSINESS CREDIT CARD COMPARISONS
- vs. Amex Business Gold
- vs. Amex Business Platinum
- vs. Amex Delta SkyMiles Reserve
- vs. Amex Delta SkyMiles Reserve Business
- vs. Amex Gold
- vs. Amex Green
- vs. Amex Hilton Honors Aspire
- vs. Amex Marriott Bonvoy Brilliant
- vs. Amex Platinum
- vs. Amex Platinum (Charles Schwab)
- vs. Amex Platinum (Morgan Stanley)
- vs. Delta SkyMiles Gold Business
- vs. Delta SkyMiles Platinum Business
- vs. Delta SkyMiles® Gold American Express Card
- vs. Delta SkyMiles® Platinum American Express Card
- vs. Hilton Honors American Express Business Card
- vs. Hilton Honors American Express Surpass Card
- vs. Bank of America Premium Rewards
- vs. Bank of America Premium Rewards Elite
- vs. Capital One Venture X
- vs. Capital One Venture X Business
- vs. Hyatt
- vs. Sapphire Preferred
- vs. Sapphire Reserve
- vs. Sapphire Reserve for Business
- vs. United Club
- vs. United Quest
- vs. IHG One Rewards Premier Credit Card
- vs. IHG One Rewards Premier Select Credit Card
- vs. Marriott Bonvoy Boundless
- vs. The Ritz-Carlton Credit Card
- vs. United Business Card
- vs. United Club Business Card
- vs. Citi AAdvantage Executive
- vs. Citi Strata Elite
- vs. U.S. Bank Altitude Reserve
- vs. Wells Fargo Autograph Journey
MORE UNITED EXPLORER COMPARISONS
- vs. Amex Business Gold
- vs. Amex Business Platinum
- vs. Amex Delta SkyMiles Reserve
- vs. Amex Delta SkyMiles Reserve Business
- vs. Amex Gold
- vs. Amex Green
- vs. Amex Hilton Honors Aspire
- vs. Amex Marriott Bonvoy Brilliant
- vs. Amex Platinum
- vs. Amex Platinum (Charles Schwab)
- vs. Amex Platinum (Morgan Stanley)
- vs. Delta SkyMiles Gold Business
- vs. Delta SkyMiles Platinum Business
- vs. Delta SkyMiles® Gold American Express Card
- vs. Delta SkyMiles® Platinum American Express Card
- vs. Hilton Honors American Express Business Card
- vs. Hilton Honors American Express Surpass Card
- vs. Bank of America Premium Rewards
- vs. Bank of America Premium Rewards Elite
- vs. Capital One Venture X
- vs. Capital One Venture X Business
- vs. Hyatt
- vs. Sapphire Preferred
- vs. Sapphire Reserve
- vs. Sapphire Reserve for Business
- vs. United Club
- vs. United Quest
- vs. IHG One Rewards Premier Credit Card
- vs. IHG One Rewards Premier Select Credit Card
- vs. Marriott Bonvoy Boundless
- vs. The Ritz-Carlton Credit Card
- vs. United Business Card
- vs. United Club Business Card
- vs. Citi AAdvantage Executive
- vs. Citi Strata Elite
- vs. U.S. Bank Altitude Reserve
- vs. Wells Fargo Autograph Journey