United Business Card or Chase United Explorer?

United Business Card returns $291 over its fee and Chase United Explorer returns $230, so the fee difference comes down to which categories you use.

United Business CardChase · $150 fee · 5 credits

Chase United ExplorerChase · $150 fee · 4 credits

NET VALUE+$291$441 credits

NET VALUE+$230$380 credits

CATEGORY	UNITED BUSINESS CARD	UNITED EXPLORER
🌎Travel	$225	$200
🍽️Food & Dining	$120	$120
🚗Transportation	$96	$60
Total credits	$441	$380
Annual fee	$150	$150
Net value	+$291	+$230

BEST NET VALUE

CHASEUnited Business Card

FEE$150

CREDITS$441

NET+$291

Category wins2 of 3

CHASEChase United Explorer

FEE$150

CREDITS$380

NET+$230

Category wins0 of 3

TAKE THE UNITED BUSINESS CARD IF

You use travel, transportation.

Track what you useAdd your card and mark the credits you collect. The calculator does the rest.

Start tracking free

Frequently asked questions

Which is better, United Business Card or Chase United Explorer?

The United Business Card is better with $291 net annual value compared to the Chase United Explorer at $230. The United Business Card wins by $61/year.

What's the difference between United Business Card and Chase United Explorer?

The key differences: Chase United Explorer has a $150 annual fee and $441 in annual benefits, while United Business Card has a $150 annual fee and $380 in annual benefits.

Is the United Business Card worth it compared to the Chase United Explorer?

Yes, the United Business Card offers better value with $291 net annual value compared to $230 for the Chase United Explorer. It also has a similar annual fee.

Should I get the United Business Card?

If you're deciding between the United Business Card and Chase United Explorer, the United Business Card is the better choice with $291 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.