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COMPARE/AMEX MARRIOTT BONVOY BRILLIANT VS IHG ONE REWARDS BUSINESS CREDIT CARD
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SECOND CARD

American Express Marriott Bonvoy Brilliant or IHG One Rewards Business Credit Card?

IHG One Rewards Business Credit Card returns $70 over its fee and American Express Marriott Bonvoy Brilliant returns $320, so the fee difference comes down to which categories you use.

American Express Marriott Bonvoy Brilliant
American Express Marriott Bonvoy BrilliantAmerican Express · $650 fee · 2 credits
IHG One Rewards Business Credit Card
IHG One Rewards Business Credit CardChase · $200 fee · 2 credits
NET VALUE-$320$330 credits
NET VALUE-$70$130 credits
American Express Marriott Bonvoy Brilliant
AMERICAN EXPRESSAmerican Express Marriott Bonvoy Brilliant
FEE$650
CREDITS$330
NET-$320
Category wins1 of 2
ADDITIONAL BENEFITS
HOTEL FREE NIGHT CERTIFICATES
Marriott 85k Free Night
BEST NET VALUE
IHG One Rewards Business Credit Card
CHASEIHG One Rewards Business Credit Card
FEE$200
CREDITS$130
NET-$70
Category wins1 of 2
ADDITIONAL BENEFITS
HOTEL FREE NIGHT CERTIFICATES
IHG 40k Free Night
TAKE THE AMEX MARRIOTT BONVOY BRILLIANT IF

You use food & dining. Food & Dining alone is worth $300 here and nothing on the IHG One Rewards Business Credit Card.

TAKE THE IHG ONE REWARDS BUSINESS CREDIT CARD IF

You use travel. Travel alone is worth $100 here and nothing on the Amex Marriott Bonvoy Brilliant.

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Frequently asked questions

Which is better, American Express Marriott Bonvoy Brilliant or IHG One Rewards Business Credit Card?

The IHG One Rewards Business Credit Card is better with -$70 net annual value compared to the American Express Marriott Bonvoy Brilliant at -$320. The IHG One Rewards Business Credit Card wins by $250/year.

What's the difference between American Express Marriott Bonvoy Brilliant and IHG One Rewards Business Credit Card?

The key differences: American Express Marriott Bonvoy Brilliant has a $650 annual fee and $330 in annual benefits, while IHG One Rewards Business Credit Card has a $200 annual fee and $130 in annual benefits. The annual fee difference is $450.

Which has a lower annual fee, American Express Marriott Bonvoy Brilliant or IHG One Rewards Business Credit Card?

The IHG One Rewards Business Credit Card has a lower annual fee at $200 compared to the American Express Marriott Bonvoy Brilliant at $650. However, the American Express Marriott Bonvoy Brilliant offers $330 in total annual benefits.

Is the IHG One Rewards Business Credit Card worth it compared to the American Express Marriott Bonvoy Brilliant?

Yes, the IHG One Rewards Business Credit Card offers better value with -$70 net annual value compared to -$320 for the American Express Marriott Bonvoy Brilliant. It also has a lower annual fee.

Amex vs Chase: which issuer is better?

For these specific cards, Chase's IHG One Rewards Business Credit Card offers better value with -$70 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Which card is better for food_and_dining?

The American Express Marriott Bonvoy Brilliant is better for food_and_dining with $300 in annual food_and_dining benefits compared to $0 for the IHG One Rewards Business Credit Card.

Should I get the IHG One Rewards Business Credit Card?

If you're deciding between the American Express Marriott Bonvoy Brilliant and IHG One Rewards Business Credit Card, the IHG One Rewards Business Credit Card is the better choice with -$70 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

NET VALUE SHOWN FOR EACH
American Express Platinum+$2,111
VS
Chase Sapphire Reserve+$2,276
See the breakdown →
American Express Platinum+$2,111
VS
Capital One Venture X-$65
See the breakdown →
Capital One Venture X-$65
VS
Chase Sapphire Reserve+$2,276
See the breakdown →
American Express Business Platinum+$1,274
VS
Chase Sapphire Reserve for Business+$1,275
See the breakdown →
American Express Delta SkyMiles Reserve-$60
VS
Chase United Quest+$456
See the breakdown →
American Express Gold+$99
VS
American Express Platinum+$2,111
See the breakdown →

MORE AMEX MARRIOTT BONVOY BRILLIANT COMPARISONS

MORE IHG ONE REWARDS BUSINESS CREDIT CARD COMPARISONS