American Express Marriott Bonvoy Brilliant or United Club Business Card?
United Club Business Card returns $169 over its fee and American Express Marriott Bonvoy Brilliant returns $320, so the fee difference comes down to which categories you use.
| CATEGORY | MARRIOTT BONVOY BRILLIANT | UNITED CLUB BUSINESS CARD |
|---|---|---|
| 🍽️Food & Dining | $300 | $240 |
| 🌎Travel | — | $450 |
| 🚗Transportation | — | $144 |
| Hotel Free Night Certificates | — | |
| Lounge Access | — | |
| Total credits | $330 | $864 |
| Annual fee | $650 | $695 |
| Net value | -$320 | +$169 |
You use food & dining.
You use travel, transportation. Travel and Transportation alone are worth $594 here and nothing on the Amex Marriott Bonvoy Brilliant.
Frequently asked questions
Which is better, American Express Marriott Bonvoy Brilliant or United Club Business Card?
The United Club Business Card is better with $169 net annual value compared to the American Express Marriott Bonvoy Brilliant at -$320. The United Club Business Card wins by $489/year.
What's the difference between American Express Marriott Bonvoy Brilliant and United Club Business Card?
The key differences: United Club Business Card has a $695 annual fee and $864 in annual benefits, while American Express Marriott Bonvoy Brilliant has a $650 annual fee and $330 in annual benefits. The annual fee difference is $45.
Which has a lower annual fee, American Express Marriott Bonvoy Brilliant or United Club Business Card?
The American Express Marriott Bonvoy Brilliant has a lower annual fee at $650 compared to the United Club Business Card at $695. However, the United Club Business Card offers $864 in total annual benefits.
Is the United Club Business Card worth it compared to the American Express Marriott Bonvoy Brilliant?
Yes, the United Club Business Card offers better value with $169 net annual value compared to -$320 for the American Express Marriott Bonvoy Brilliant. Even though it has a higher annual fee ($695 vs $650), the United Club Business Card provides more total benefits.
Amex vs Chase: which issuer is better?
For these specific cards, Chase's United Club Business Card offers better value with $169 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.
Which card is better for travel?
The United Club Business Card is better for travel with $450 in annual travel benefits compared to $0 for the American Express Marriott Bonvoy Brilliant.
Should I get the United Club Business Card?
If you're deciding between the American Express Marriott Bonvoy Brilliant and United Club Business Card, the United Club Business Card is the better choice with $169 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.
Other comparisons
NET VALUE SHOWN FOR EACHMORE AMEX MARRIOTT BONVOY BRILLIANT COMPARISONS
- vs. Amex Business Gold
- vs. Amex Business Platinum
- vs. Amex Delta SkyMiles Reserve
- vs. Amex Delta SkyMiles Reserve Business
- vs. Amex Gold
- vs. Amex Green
- vs. Amex Hilton Honors Aspire
- vs. Amex Platinum
- vs. Amex Platinum (Charles Schwab)
- vs. Amex Platinum (Morgan Stanley)
- vs. Delta SkyMiles Gold Business
- vs. Delta SkyMiles Platinum Business
- vs. Delta SkyMiles® Gold American Express Card
- vs. Delta SkyMiles® Platinum American Express Card
- vs. Hilton Honors American Express Business Card
- vs. Hilton Honors American Express Surpass Card
- vs. Bank of America Premium Rewards
- vs. Bank of America Premium Rewards Elite
- vs. Capital One Venture X
- vs. Capital One Venture X Business
- vs. Hyatt
- vs. Sapphire Preferred
- vs. Sapphire Reserve
- vs. Sapphire Reserve for Business
- vs. United Club
- vs. United Explorer
- vs. United Quest
- vs. IHG One Rewards Business Credit Card
- vs. IHG One Rewards Premier Credit Card
- vs. IHG One Rewards Premier Select Credit Card
- vs. Marriott Bonvoy Boundless
- vs. The Ritz-Carlton Credit Card
- vs. United Business Card
- vs. Citi AAdvantage Executive
- vs. Citi Strata Elite
- vs. U.S. Bank Altitude Reserve
- vs. Wells Fargo Autograph Journey
MORE UNITED CLUB BUSINESS CARD COMPARISONS
- vs. Amex Business Gold
- vs. Amex Business Platinum
- vs. Amex Delta SkyMiles Reserve
- vs. Amex Delta SkyMiles Reserve Business
- vs. Amex Gold
- vs. Amex Green
- vs. Amex Hilton Honors Aspire
- vs. Amex Platinum
- vs. Amex Platinum (Charles Schwab)
- vs. Amex Platinum (Morgan Stanley)
- vs. Delta SkyMiles Gold Business
- vs. Delta SkyMiles Platinum Business
- vs. Delta SkyMiles® Gold American Express Card
- vs. Delta SkyMiles® Platinum American Express Card
- vs. Hilton Honors American Express Business Card
- vs. Hilton Honors American Express Surpass Card
- vs. Bank of America Premium Rewards
- vs. Bank of America Premium Rewards Elite
- vs. Capital One Venture X
- vs. Capital One Venture X Business
- vs. Hyatt
- vs. Sapphire Preferred
- vs. Sapphire Reserve
- vs. Sapphire Reserve for Business
- vs. United Club
- vs. United Explorer
- vs. United Quest
- vs. IHG One Rewards Business Credit Card
- vs. IHG One Rewards Premier Credit Card
- vs. IHG One Rewards Premier Select Credit Card
- vs. Marriott Bonvoy Boundless
- vs. The Ritz-Carlton Credit Card
- vs. United Business Card
- vs. Citi AAdvantage Executive
- vs. Citi Strata Elite
- vs. U.S. Bank Altitude Reserve
- vs. Wells Fargo Autograph Journey