American Express Marriott Bonvoy Brilliant vs United Business Card Comparison
United Business Card wins with $291 net annual value
| Category | American Express Marriott Bonvoy BrilliantAmerican Express | United Business CardUnited Business |
|---|---|---|
| Annual Fee | $650 | $150 |
| ๐ฝ๏ธFood & Dining | $300 | $120 |
| ๐ฝ๏ธDining | $300 | |
| ๐Food Delivery | $120 | |
| ๐Travel | $225 | |
| โ๏ธAirlines | $225 | |
| ๐Transportation | $96 | |
| ๐Transportation | $96 | |
| Total Annual Value | $300 | $441 |
| Net Value | -$350 | +$291 |
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The United Business Card is better with $291 net annual value compared to the American Express Marriott Bonvoy Brilliant at -$350. The United Business Card wins by $641/year.
The key differences: American Express Marriott Bonvoy Brilliant has a $650 annual fee and $441 in annual benefits, while United Business Card has a $150 annual fee and $300 in annual benefits. The annual fee difference is $500.
The United Business Card has a lower annual fee at $150 compared to the American Express Marriott Bonvoy Brilliant at $650. However, the American Express Marriott Bonvoy Brilliant offers $300 in total annual benefits.
Yes, the United Business Card offers better value with $291 net annual value compared to -$350 for the American Express Marriott Bonvoy Brilliant. It also has a lower annual fee.
For these specific cards, Chase's United Business Card offers better value with $291 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.
The United Business Card is better for travel with $225 in annual travel benefits compared to $0 for the American Express Marriott Bonvoy Brilliant.
If you're deciding between the American Express Marriott Bonvoy Brilliant and United Business Card, the United Business Card is the better choice with $291 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.
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